1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. Bemis Heights Pl

620 Bemis Heights Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 620 Bemis Heights Pl, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,047 sqft · built 2005
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Nov 2024)
Tax Bill$8,553 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT050800018

Property Details

APN / Parcel Number

Primary APNT050800018
Alternative APN
  • 3-0117-9453-00-0149.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area4,047 sqft Living Area
Gross Area7,497 sqft
1st Floor Area4,047 sqft
Basement Area2,759 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area691 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area616 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT050800018
Street Address620 BEMIS HEIGHTS PL
CitySAINT CHARLES
StateMO
Zip63303-1752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANORS AT HERITAGE TRLS LOT 149
Legal SubdivisionMANORS AT HERITAGE TRAILS
Legal Lot Number149
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group3
Census Block3017
Census Tract311146

Owner

620 Bemis Heights Pl is owned and occupied by two individuals who bought it in November 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address620 BEMIS HEIGHTS PL, SAINT CHARLES, MO 63303-1752
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2024 · Amount on File
Deed SaleNov 5, 2024 · Amount on File
Prior SaleAug 18, 2010 · Amount on File
Deed Document Number202446354
Prior Transfer DateDec 1, 2009
Prior Transfer Doc0053131063
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address620 BEMIS HEIGHTS PL, SAINT CHARLES, MO 63303-1752
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 BEMIS HEIGHTS PL, SAINT CHARLES, MO 63303-1752

Mortgage

Document Number2021R069352
DateAug 18, 2021
Instrument2021R-069352
Lender
NameCAPGROW HOME MORTGAGE LLC
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 620 Bemis Heights Pl was $8,553, up 10.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,010 (-)$752,679 (-) Land $75,000 Building $677,679
2025$8,553.00 (+10.45%)$143,010$752,679 Land $75,000 Building $677,679
2024$7,744.00
2023$125,638
2022$661,258 Land $75,000 Building $586,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Bemis Heights Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Bemis Heights Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Wisper ISP.

Nearby Properties on Bemis Heights Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures