Howard County property record for 628 3rd St W, Cresco, IA 52136
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,520 sqft · built 1897 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,234 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 320190001010000 |
| Primary APN | 320190001010000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| Basement Area | 195 sqft |
| Unfinished Basement | 195 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,987 sqft (0.367 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Patio Area | 541 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 628 3RD ST W |
|---|---|
| City | CRESCO |
| State | IA |
| Zip | 52136-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 93.6' E 203' N 1/2LOT 1 IR SURV SE NE |
| Legal Range | 11W |
| Legal Township | 99N |
| Legal Section | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | VERNON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960100 |
628 3rd St W is owned and occupied by two individuals.
Source: Howard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 3RD ST W, CRESCO, IA 52136-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 628 3RD ST W, CRESCO, IA 52136-1152 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1370 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 2021/1370 |
| Instrument | 2021 01370 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 628 3rd St W was $3,234 with a homeowner's exemption.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Cresco City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,234.00 | $201,650 (-) Land $13,200 Building $188,450 | $201,650 (-) Land $13,200 Building $188,450 |
| 2025 | $3,234.00 (+4.05%) Homeowner's exemption | $201,650 Land $13,200 Building $188,450 | $201,650 Land $13,200 Building $188,450 |
| 2024 | $3,108.00 | ||
| 2023 | $178,920 (+21.13%) Land $13,200 Building $165,720 | $178,920 Land $13,200 Building $165,720 | |
| 2022 | $3,862.00 Homeowner's exemption | $147,710 Land $13,200 Building $134,510 | |
| 2021 | $147,710 Land $13,200 Building $134,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 3rd St W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 628 3rd St W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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