615 3rd St W, Cresco, IA 52136 Property Records

Howard County property record for 615 3rd St W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 895 sqft · built 1937
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jan 2019)
Tax Bill	$1,476 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320230807160000`

Property Details

APN / Parcel Number

Primary APN	`320230807160000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
Basement Area	832 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Detached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	615 3RD ST W
City	CRESCO
State	IA
Zip	52136-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 60' L 11 EX E 150'BEADLES SUBD BLK 7 &PT BLK 8 IR SURV NW
Legal Range	11W
Legal Township	99N
Legal Section	23
Legal Subdivision	BEADLES SUBD
Legal Block	8
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	3
Census Block	3038
Census Tract	960100

Owner

615 3rd St W is owned by two individuals who bought it in January 2019.

Source: Howard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	909 WOODLAND RD, CRESCO, IA 52136-1119
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage CUSB BANK
Apr 29, 2021	Intrafamily Transfer, Transfer
Jan 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Deed Document Number	2019142
Deed Book / Page	2019 / 142
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	615 3RD ST W, CRESCO, IA 52136-1151
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0110
Date	Jan 24, 2017
Book Page	2017/0110
Instrument	2017 0110

Lender

Name	CUSB BANK
Address	CRESCO, IA 52136

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD IA
Recording Date	Apr 29, 2021
Property Address	615 3RD ST W, CRESCO, IA 52136-1151
Document Number	002021/827
Book / Page	2021 / 827
Instrument Date	Apr 29, 2021
Instrument	2021 0827
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	909 WOODLAND RD, CRESCO, IA 52136-1119

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jan 31, 2019
Property Address	615 3RD ST W, CRESCO, IA 52136-1151
Document Number	2019/142
Book / Page	2019 / 142
Instrument Date	Jan 30, 2019
Instrument	142
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 WOODLAND RD, CRESCO, IA 52136-1119

Tax Assessment & Valuation

The 2026 property tax bill for 615 3rd St W was $1,476.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,476.00	$87,030 (-) Land $8,370 Building $78,660	$87,030 (-) Land $8,370 Building $78,660
2025	$1,476.00 (+3.94%)	$87,030 Land $8,370 Building $78,660	$87,030 Land $8,370 Building $78,660
2024	$1,420.00
2023		$77,120 (+18.34%) Land $8,370 Building $68,750	$77,120 Land $8,370 Building $68,750
2022	$1,927.00	$65,170 Land $8,370 Building $56,800
2021			$65,170 Land $8,370 Building $56,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 3rd St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 615 3rd St W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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