628 1st St S, Cold Spring, MN 56320 Property Records

Stearns County property record for 628 1st St S, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1967
Square Footage	1,180 sqft Living Area
Lot Size	10,048 sqft (0.231 acres)
Occupancy	Owner Occupied
Last Sale	$147,500 (2020)
Tax Bill	$1,832.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-29497-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,180 sqft Living Area
1st Floor	980 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1967
Architectural Style	Ranch Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,048 sqft (0.231 acres)
Depth X Width	157 ft x 64 ft Depth x Width
Shed	1 Shed
Shed Area	96 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	628 1ST ST S
City	COLD SPRING
State	MN
Zip	56320-2302
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W20' OF LT 11 & ALL OF LT 12 BLK 26 MAURIN'S 2ND SUBD SECTION 22 TOWNSHIP 123 RANGE 030 MAURIN'S 2ND SUBD SECTION 22 TOWNSHIP
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	MAURINS 2ND SUBD
Legal Block	26
Legal Lot Number	11-12
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2052
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29497-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 1ST ST S, COLD SPRING, MN 56320-2302
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Deed Doc Number	20201577665
Record Refreshed	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 18, 2020
Property Address	628 1ST ST S, COLD SPRING, MN 56320-2302
Document Number	00A1577665
Instrument Date	Jul 30, 2020
Instrument	A1577665
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 1ST ST S, COLD SPRING, MN 56320-2302

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,832.00 (+26.34%)	$183,300 (+4.62%) Land $45,300 Building $138,000	$183,300 (+4.62%) Land $45,300 Building $138,000
2025		$175,200 (+5.54%) Land $42,400 Building $132,800	$175,200 (+5.54%) Land $42,400 Building $132,800
2023	$1,450.00	$166,000 Land $42,400 Building $123,600	$166,000 Land $42,400 Building $123,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.