Stearns County property record for 620 1st St S, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,390 sqft · built 1939 |
| Lot Size | 0.18 acres (7,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Aug 2022) |
| Tax Bill | $2,848 (2026) |
| Deeds & Mortgages | Sep 2022 Sale Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29495-0000 |
| Primary APN | 48-29495-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| Gross Area | 1,524 sqft |
| 1st Floor Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,850 sqft (0.18 acres) |
| Lot Dimensions | 157 ft deep x 50 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 620 1ST ST S |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W4' OF LT 8,LT 9 & E4' OF LT 10 BLK 26 MAURIN'S 2ND SUBD SECTION 22 TOWNSHIP 123 RANGE 030 MAURIN'S 2ND SUBD SECTION 22 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | MAURINS 2ND SUBD |
| Legal Block | 26 |
| Legal Lot Number | 8-10 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29495-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 1ST ST S, COLD SPRING, MN 56320-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2022 | Warranty Deed, Transfer |
| Jul 05, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Prior Sale | Jul 05, 2017 · Amount on Record |
| Deed Document Number | 20221462395 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 02, 2022 |
| Property Address | 620 1ST ST S, COLD SPRING, MN 56320-2302 |
| Document Number | 00A1639889 |
| Instrument Date | Aug 31, 2022 |
| Instrument | A1639889 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 620 1ST ST S, COLD SPRING, MN 56320-2302 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 05, 2017 |
| Property Address | 620 1ST ST S, COLD SPRING, MN 56320-2302 |
| Document Number | 00A1499276 |
| Instrument Date | Jun 30, 2017 |
| Instrument | A1499276 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $457.05 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 1ST ST S, COLD SPRING, MN 56320-2302 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,848.00 (+42.12%) | ||
| 2025 | $209,300 (+13.14%) Land $40,200 Building $169,100 | $209,300 (+13.14%) Land $40,200 Building $169,100 | |
| 2023 | $2,004.00 | $185,000 Land $40,200 Building $144,800 | $185,000 Land $40,200 Building $144,800 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 60 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: LTD Broadband, Verizon, BIF IV Intrepid HoldCo. Availability varies by address; speeds are provider-advertised maximums, not measured.
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