627 Three Creeks Ln, Sparta, NC 28675 Property Records

Alleghany County property record for 627 Three Creeks Ln, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 828 sqft · built 1996
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Company Names on Record
Last Sale	$240,000 (Oct 2026)
Tax Bill	$710 (2026)
Deeds & Mortgages	Oct 2026 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3081795950`

Property Details

APN / Parcel Number

Primary APN	`3081795950`
Alternative APN	`76943`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Metal Frame
Foundation Type	Raised
Lot Area	55,757 sqft (1.28 acres)
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	76943
Street Address	627 THREE CREEKS LN
City	SPARTA
State	NC
Zip	28675-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#11 THREE CREEKS
Legal Subdivision	THREE CREEKS ESTATE
Legal Tract	11
Legal Block	152
Legal Lot Number	11
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1021
Census Tract	950200

Owner

Source: Alleghany County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2572 CARAWAY SPRINGS TRL, SOPHIA, NC 27350-8692
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 7, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	20264686
Deed Book / Page	457 / 1945
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	399/942
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Oct 8, 2026
Property Address	627 THREE CREEKS LN, SPARTA, NC 28675-9459
Document Number	0000004686
Book / Page	457 / 1945
Instrument Date	Oct 5, 2026
Instrument	20264686
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$48,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2572 CARAWAY SPRINGS TRL, SOPHIA, NC 27350-8692

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	627 THREE CREEKS LN, SPARTA, NC 28675-9459
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00427/1425
Date	Mar 28, 2022
Book Page	427/1425
Instrument	690

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 7, 2019
Property Address	627 THREE CREEKS LN, SPARTA, NC 28675-9459
Document Number	399/942
Book / Page	399 / 942
Instrument Date	Apr 29, 2019
Instrument	857
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5187 PAES RD, NEW HOLLAND, PA 17557-9593

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Apr 23, 2019
Property Address	627 THREE CREEKS LN, SPARTA, NC 28675-9459
Document Number	399/524
Book / Page	399 / 524
Instrument Date	Apr 22, 2019
Instrument	762
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5187 PAES RD, NEW HOLLAND, PA 17557-9593

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$710.00 (+1.43%)	$96,100 (-) Land $35,700 Building $60,400	$96,100 (-) Land $35,700 Building $60,400
2025	$700.00	$96,100 (-) Land $35,700 Building $60,400
2023		$96,100 Land $35,700 Building $60,400	$96,100 (-) Land $35,700 Building $60,400
2021			$96,100 Land $35,700 Building $60,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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