562 Three Creeks Ln, Sparta, NC 28675 Property Records

Alleghany County property record for 562 Three Creeks Ln, Sparta, NC 28675

Property Summary

Property Type	Mobile Home
Details	1,456 sqft
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jun 2025)
Tax Bill	$606 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3081798955`

Property Details

APN / Parcel Number

Primary APN	`3081798955`
Alternative APNs	`80942` `84808`

Interior

Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Architectural Style	Other
Lot Area	28,750 sqft (0.66 acres)
Deck Area	209 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	84808
Street Address	562 THREE CREEKS LN
City	SPARTA
State	NC
Zip	28675-9415
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	#13 THREE CREEKS
Legal Subdivision	THREE CREEKS ESTATE
Legal Block	152
Legal Lot Number	13
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	1
Census Block	1021
Census Tract	950200

Owner

Source: Alleghany County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	562 THREE CREEKS LN, SPARTA, NC 28675-9415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	20251040
Deed Book / Page	451 / 376
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	290/0541
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	May 18, 2021
Property Address	562 THREE CREEKS LN, SPARTA, NC 28675-9415
Document Number	418/1427
Book / Page	418 / 1427
Instrument Date	May 18, 2021
Instrument	1461
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8369 US HIGHWAY 421 S, 8369, DEEP GAP, NC 28618-9211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 THREE CREEKS LN, SPARTA, NC 28675-9415

Mortgage

Document Number	1462
Date	May 18, 2021
Instrument	1462

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$606.00 (+1.68%)	$79,500 (-) Land $26,600 Building $52,900	$79,500 (-) Land $26,600 Building $52,900
2025	$596.00	$79,500 (-) Land $26,600 Building $52,900
2023		$79,500 Land $26,600 Building $52,900	$79,500 (-) Land $26,600 Building $52,900
2021			$79,500 Land $26,600 Building $52,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2018–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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