627 State St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 627 State St, Eaton Rapids, MI 48827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 1922
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Tax Bill$3,127 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN30003440022500

Property Details

APN / Parcel Number

Primary APN30003440022500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,700 sqft Living Area
1st Floor Area660 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialWood Siding
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions175 ft deep x 150 ft wide
Garage Area380 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address627 STATE ST
CityEATON RAPIDS
StateMI
Zip48827-1659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD1
Legal DescriptionCOM. AT S 1/8 POST OF SE 1/4, E 150.5 FEET, N 175 FEET, W 150.5 FEET, S 175 FEET TO BEG. SEC.34,T2N, R3W. CITY OF EATON RAPIDS
Legal Range03W
Legal Township02N
Legal Section01
JurisdictionEATON MI
Township / Civil DivisionEATON RAPIDS
Census Block Group2
Census Block2007
Census Tract21301

Owner

627 State St is owned and occupied by an individual who acquired it in February 2004.

Source: Eaton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address627 STATE ST, EATON RAPIDS, MI 48827-1659
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 5, 2004
Transfer Doc1791000033
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address627 STATE ST, EATON RAPIDS, MI 48827-1659
Transaction TypeMortgage
Record UpdatedOct 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 STATE ST, EATON RAPIDS, MI 48827-1659

Mortgage

Document Number003065/288
DateSep 18, 2023
Book Page3065/288
Lender
NameCONSUMERS PROFESSIONAL CU
TypeCredit Union
AddressLANSING, MI 48906
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 627 State St was $3,127 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
MunicipalityEaton Rapids City
Unified School DistrictEaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$109,600$208,723 Land $39,861 Building $168,862
2025$3,127.00
2023$87,800$175,600
2022$3,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 State St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1999–2004)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EATON RAPIDS
serves 5,340 people · EPA ID MI0002020
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2025)
action level 15 ppb
Copper1.46 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

Nearby Properties on State St

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