Eaton County property record for 612 State St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,710 sqft · built 1950 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Nov 2019) |
| Tax Bill | $3,368 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30006960203000 |
| Primary APN | 30006960203000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 160 ft deep x 81 ft wide |
| Garage Area | 552 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 612 STATE ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | LOT 3. W 15 FEET OF LOT 4. N 1/2 OF LOT 8. BLOCK 2. R. B. MONTGOMERY'S ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | R B MONTGOMERYS ADD |
| Legal Block | 2 |
| Legal Lot Number | 3-4,8 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 21302 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 612 STATE ST, EATON RAPIDS, MI 48827-1653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA |
| Nov 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on Record |
| Deed Sale | Nov 12, 2019 · Amount on Record |
| Deed Book / Page | 2813 / 700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 612 STATE ST, EATON RAPIDS, MI 48827-1653 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002929/429 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 2929/429 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Nov 12, 2019 |
| Property Address | 612 STATE ST, EATON RAPIDS, MI 48827-1653 |
| Document Number | 02813/0700 |
| Book / Page | 2813 / 0700 |
| Map Reference | LB 1 PG 80-A |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 STATE ST, 612, EATON RAPIDS, MI 48827-1653 |
| Name | Verified Name |
|---|---|
| Address | 4803 N GUNNELL RD, DIMONDALE, MI 48821-8735 |
| Document Number | 0002813701 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2813/701 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,300 (+25.19%) | $220,364 (+18.6%) Land $37,481 Building $182,883 | |
| 2025 | $3,368.00 (+3.19%) | ||
| 2023 | $92,900 | $185,800 | |
| 2022 | $3,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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