St. Charles County property record for 627 S Benton Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,420 sqft · built 1910 |
| Lot Size | 0.146 acres (6,336 sqft) |
| Owner | Company Name on Record |
| Last Sale | $172,500 (Jun 2026) |
| Tax Bill | $2,191 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017840A000 |
| Primary APN | 017840A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 2,434 sqft |
| 1st Floor Area | 1,420 sqft |
| Basement Area | 1,014 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,336 sqft (0.146 acres) |
| Lot Dimensions | 44 ft deep x 144 ft wide |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 017840A000 |
|---|---|
| Street Address | 627 S BENTON AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | WELKERS ADDN BLK 4 LOT 8 & PT 7 |
| Legal Subdivision | WELKERS ADDN-ST CHAS |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 310501 |
Source: St. Charles County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23 OAK LEAF BRANCH CT, SAINT CHARLES, MO 63304-5028 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 25, 2026 | Special Warranty Deed, Transfer · Construction Mortgage FCB BANK |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 9, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Apr 25, 2025 · Amount on Record |
| Deed Document Number | 202629713 |
| Prior Transfer Date | Apr 8, 2025 |
| Prior Transfer Doc | 0000014521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 25, 2026 |
| Property Address | 627 S BENTON AVE, SAINT CHARLES, MO 63301-2966 |
| Document Number | 0000029713 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202629713 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 23 OAK LEAF BRANCH CT, SAINT CHARLES, MO 63304-5028 |
| Document Number | 0000029714, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202629714 |
| Name | FCB BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 627 S BENTON AVE, SAINT CHARLES, MO 63301-2966 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 627 S BENTON AVE, SAINT CHARLES, MO 63301-2966 |
| Document Number | 0000100789 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020R-100789 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 9, 2021 |
| Property Address | 627 S BENTON AVE, SAINT CHARLES, MO 63301-2966 |
| Document Number | 0000099560 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 2021R-099560 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 S BENTON AVE, SAINT CHARLES, MO 63301-2966 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,781 (-) | $183,058 (-) Land $28,572 Building $154,486 | |
| 2025 | $2,191.00 (+1.67%) | $34,781 (+4.12%) | $183,058 (+4.12%) Land $28,572 Building $154,486 |
| 2024 | $2,155.00 | ||
| 2023 | $33,406 | ||
| 2022 | $175,817 Land $21,429 Building $154,388 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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