615 S Benton Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 615 S Benton Ave, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,305 sqft · built 1903
Lot Size0.205 acres (8,928 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Sep 2022)
Tax Bill$1,878 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN017770A000

Property Details

APN / Parcel Number

Primary APN017770A000
Alternative APN
  • 6-009D-4503-04-0011.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,305 sqft Living Area
Gross Area2,123 sqft
1st Floor Area1,305 sqft
Basement Area818 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,928 sqft (0.205 acres)
Lot Dimensions144 ft deep x 62 ft wide
TerrainRolling
PorchOpen Porch
Porch Area72 sqft
Patio Area277 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number017770A000
Street Address615 S BENTON AVE
CitySAINT CHARLES
StateMO
Zip63301-2966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionWELKER ADDN BLK 4 LOT 3 & 4
Legal SubdivisionWELKERS ADDN-ST CHAS
Legal Block4
Legal Lot Number11
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1023
Census Tract310501

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address615 S BENTON AVE, SAINT CHARLES, MO 63301-2966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleMay 13, 2014 · Amount on Record
Deed Document Number202252780
Prior Transfer DateMay 1, 2012
Prior Transfer Doc0057720750
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 26, 2022
Property Address615 S BENTON AVE, SAINT CHARLES, MO 63301-2966
Document Number0000052780
Map ReferenceMB Z PG 201
Instrument DateSep 22, 2022
Instrument2022R-052780
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4112 CRIPPLE CREEK CT, WENTZVILLE, MO 63385-3802

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 S BENTON AVE, SAINT CHARLES, MO 63301-2966

Mortgage

Document Number0000052781
DateSep 26, 2022
Instrument2022R-052781
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,737 (-)$156,509 (-) Land $28,572 Building $127,937
2025$1,878.00$29,737 (+4.5%)$156,509 (+4.5%) Land $28,572 Building $127,937
2023$28,456
2022$149,773 Land $21,429 Building $128,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims92 (1979–2020)
Claims Outside the SFHA3 of 92
Most Recent ClaimAug 2020
Claims by Event
  • Flooding, Jun 2011 · 4 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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