627 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 627 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,346 sqft · built 1920
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2006)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-148300000`

Property Details

APN / Parcel Number

Primary APN	`8-148300000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,346 sqft Living Area
1st Floor Area	701 sqft
Basement Area	645 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	339 ft deep x 44 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	627 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 22 FT OF LOTS 19 & 20 ALSO S 22 FT OF LOT 24 BLK 4 MURPHY'S ADD
Legal Subdivision	MURPHYS ADD
Legal Block	4
Legal Lot Number	19-20
Legal Unit	1,24
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1014
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	627 N WATERLOO ST, JACKSON, MI 49202-3470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2006 · Amount on Record
Deed Sale	Jan 23, 2006 · Amount on Record
Prior Sale	Jul 22, 2002 · Amount on Record
Deed Document Number	20062425952
Deed Book / Page	1836 / 620
Last Transfer Date	Sep 22, 2014
Transfer Doc	0002693411
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	627 N WATERLOO ST, JACKSON, MI 49202-3470
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 N WATERLOO ST, JACKSON, MI 49202-3470

Mortgage

Document Number	0002980127
Date	Apr 10, 2025
Book Page	2262/334
Instrument	2980127

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 31, 2030

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,200 (+14.37%)	$154,400 (+14.37%)
2025	$1,603.00 (-16.81%)	$67,500 (+35.54%)	$135,000 (+35.54%)
2024	$1,927.00 (+9.05%)
2023		$49,800	$99,600
2022	$1,767.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Great Lakes High Speed.

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