622 N Waterloo St, Jackson, MI 49202 Property Records

Jackson County property record for 622 N Waterloo St, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,391 sqft · built 1900
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jul 2019)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-144900000`

Property Details

APN / Parcel Number

Primary APN	`8-144900000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,391 sqft Living Area
1st Floor Area	950 sqft
Basement Area	852 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	138 ft deep x 66 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	622 N WATERLOO ST
City	JACKSON
State	MI
Zip	49202-3471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 11 BLK 3 MURPHY'S ADD
Legal Subdivision	MURPHYS ADD
Legal Block	3
Legal Lot Number	11
Legal Unit	11
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1015
Census Tract	6900

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	622 N WATERLOO ST, JACKSON, MI 49202-3471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 3, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 29, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Mar 5, 2013 · Amount on Record
Deed Document Number	20192828268
Deed Book / Page	2145 / 580
Prior Transfer Date	Mar 30, 2011
Prior Transfer Doc	0002589405
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	622 N WATERLOO ST, JACKSON, MI 49202-3471
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 N WATERLOO ST, JACKSON, MI 49202-3471

Mortgage

Document Number	0002942592
Date	Aug 1, 2023
Book Page	2233/501
Instrument	2942592

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jul 1, 2049

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 3, 2023
Property Address	622 N WATERLOO ST, JACKSON, MI 49202-3471
Document Number	0002942745
Book / Page	2233 / 654
Map Reference	LB 1 PG 49
Instrument Date	Jul 27, 2023
Instrument	2942745
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 N WATERLOO ST, JACKSON, MI 49202-3471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 CUNNINGHAM RD, JACKSON, MI 49201-8677

Mortgage

Document Number	0002942746
Date	Aug 3, 2023
Instrument	2942746

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 29, 2019
Property Address	622 N WATERLOO ST, JACKSON, MI 49202-3471
Document Number	0002828268
Book / Page	002145 / 000580
Instrument Date	Jul 23, 2019
Instrument	2828268
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 N WATERLOO ST JACKSON MI 492023471, JACKSON, MI 49202-3471

Mortgage

Document Number	2828269
Date	Jul 29, 2019
Book Page	002145/000581
Instrument	2828269

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,100 (+13.52%)	$166,200 (+13.52%)
2025	$2,818.00 (-38.89%)	$73,200 (+36.31%)	$146,400 (+36.31%)
2024	$4,611.00 (+124.05%)
2023		$53,700	$107,400
2022	$2,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Great Lakes High Speed.

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