627 McCarthy St, Red Bud, IL 62278 Property Records

Randolph County property record for 627 McCarthy St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$33,523 (Sep 2016)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-113-015-50`

Property Details

APN / Parcel Number

Primary APN	`13-113-015-50`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	627 MCCARTHY ST
City	RED BUD
State	IL
Zip	62278-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	490/875 490/865 498/675 461/677 461/173 461/175 2016R00379 2016R03149 LOT 25 PLAT 5 SOUTHWEST ACRES IN RED BUD
Legal Subdivision	SOUTHWEST ACRES 05
Legal Lot Number	25
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	3
Census Block	3014
Census Tract	950800

Owner

627 McCarthy St is owned and occupied by an individual who bought it in September 2016.

Source: Randolph County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	627 MCCARTHY ST, RED BUD, IL 62278-2335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Mar 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Deed Document Number	20163149
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	627 MCCARTHY ST, RED BUD, IL 62278-2335
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00103
Date	Jan 10, 2018
Instrument	2018R00103

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	627 MCCARTHY ST, RED BUD, IL 62278-2335
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R01090
Date	Mar 22, 2017
Instrument	2017R01090

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jul 6, 2017

Interest

Rate Type	Fixed Rate
Rate	5.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	627 MCCARTHY ST, RED BUD, IL 62278-2335
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00314
Date	Jan 19, 2021
Instrument	2021R00314

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 627 McCarthy St was $4,471 with exemptions applied, up 7.6% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,471.00 (+7.58%) Homeowner's exemption Senior Citizen's exemption	$85,805 (+6.56%) Land $14,410 Building $71,395	$257,415 (+6.56%) Land $43,230 Building $214,185
2024	$4,156.00 Homeowner's exemption Senior Citizen's exemption	$80,525 Land $13,525 Building $67,000	$241,575 Land $40,575 Building $201,000
2022	$3,544.00 Homeowner's exemption Senior Citizen's exemption	$70,290 Land $11,805 Building $58,485	$210,870 Land $35,415 Building $175,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 McCarthy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 627 McCarthy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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