627 Liberty St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 627 Liberty St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,369 sqft · built 1900
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on File
Last Sale	$159,600 (May 2022)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Feb 2005 Second Mortgage Oct 2006 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CE-436-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CE-436-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	964 sqft
2nd Floor Area	405 sqft
Basement Area	880 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	20.6 ft deep x 6.1 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Deck Area	36 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	627 LIBERTY ST
City	RIPON
State	WI
Zip	54971-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S20 T16N R14E CERESCO PLAT LOT 1 CSM #9-1-9 LOC IN LOT 2 BLK 11
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	CERESCO PLAT
Legal Block	11
Legal Lot Number	1-2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4002
Census Tract	41600

Owner

627 Liberty St is owned and occupied by two individuals who bought it in May 2022.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	627 LIBERTY ST, RIPON, WI 54971-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IRWIN UNION BANK & TRUST CO
Oct 24, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MILLENNIA MORTGAGE CORP
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Jul 31, 2013	Sheriff's Deed, Foreclosure FIRST NATIONAL BANK OF BERLIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Jul 31, 2013 · Amount on File
Deed Document Number	20221170144
Record Updated	Oct 29, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	627 LIBERTY ST, RIPON, WI 54971-1219
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000840277
Date	Feb 4, 2005
Instrument	840277

Lender

Name	IRWIN UNION BANK & TRUST CO
Type	Bank
Address	CARSON CITY, NV 89706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2020

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	627 LIBERTY ST, RIPON, WI 54971-1219
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE AND ESCROW COMPANY, TITLE AND ESCORW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000882305
Date	Oct 24, 2006
Instrument	882305

Lender

Name	MILLENNIA MORTGAGE CORP
Type	Mortgage Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2036

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	May 10, 2022
Property Address	627 LIBERTY ST, RIPON, WI 54971-1219
Document Number	0001170144
Map Reference	DOC 174811
Instrument Date	May 9, 2022
Instrument	1170144
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.80
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 LIBERTY ST, RIPON, WI 54971-1219

Mortgage

Document Number	0001170145
Date	May 10, 2022
Instrument	1170145

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2013: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 31, 2013
Property Address	627 LIBERTY ST, RIPON, WI 54971-1219
Document Number	0001026120
Map Reference	MAP9 MB1 PG9
Instrument Date	Jun 7, 2013
Instrument	1026120
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	627 LIBERTY ST, RIPON, WI 54971-1219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SPAULDING AVE, RIPON, WI 54971-1127

Mortgage

Document Number	0001026121
Date	Jul 31, 2013
Instrument	1026121

Lender

Name	FIRST NATIONAL BANK OF BERLIN
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 627 Liberty St was $2,621.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,621.00	$109,000 Land $20,000 Building $89,000	$168,116 Land $30,847 Building $137,269
2023	$2,412.00	$109,000 Land $20,000 Building $89,000	$128,054 Land $23,496 Building $104,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 627 Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 627 Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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