620 Liberty St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 620 Liberty St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CE-272-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CE-272-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	698 sqft
2nd Floor Area	590 sqft
Basement Area	656 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	12.8 ft deep x 7.5 ft wide

Exterior Amenities

Porch	Patio
Deck Area	70 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	620 LIBERTY ST
City	RIPON
State	WI
Zip	54971-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S20 T16N R14E CERESCO PLAT PT OF LOT 3 BLK 7 BEG 8.25' E OF SE COR LOT 3 BLK 7 TH N 198' W 75' S 198' E 75' TO POB ALSO S 1/2
Legal Range	14E
Legal Township	16N
Legal Section	20
Legal Subdivision	CERESCO PLAT
Legal Block	7
Legal Lot Number	3
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	5
Census Block	5025
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 LIBERTY ST, RIPON, WI 54971-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	620 LIBERTY ST, RIPON, WI 54971-1220
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1107042
Date	Nov 26, 2018
Instrument	1107042

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,631.00 (+17.59%)	$75,700 (-) Land $19,500 Building $56,200	$116,756 (+31.29%) Land $30,076 Building $86,680
2023	$1,387.00 Homeowner's exemption	$75,700 Land $19,500 Building $56,200	$88,933 Land $22,909 Building $66,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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