Chesapeake City property record for 627 Emerald Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,631 sqft · built 1986 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $543,000 (Jun 2026) |
| Tax Bill | $5,132 (2025) |
| Deeds & Mortgages | May 2017 Refinance Jan 2023 Line of Credit + 6 more |
| APN | 0374002000330 |
| Primary APN | 0374002000330 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,631 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Upper Floors Area | 1,044 sqft |
| Attic | Attic |
| Attic Area | 546 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,812 sqft (0.363 acres) |
| Lot Dimensions | 219 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 322 sqft |
| Patio Area | 652 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 627 EMERALD CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 39 TALLWOOD EST PH TWO |
| Legal Subdivision | CLEARFIELD,CLEARFIELD ESTATES,TALLWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 3, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE |
| Jan 3, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Apr 2, 2007 | Deed of Trust, Mortgage · Line of Credit CHEVY CHASE BANK FSB |
| Jun 8, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION |
| Jun 8, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION |
| Nov 30, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Dec 4, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 28, 2017 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on Record |
| Deed Sale | Jun 8, 2026 · Amount on Record |
| Prior Sale | Jun 13, 2024 · Amount on Record |
| Deed Document Number | 202614670 |
| Deed Book / Page | 10988 / 204 |
| Prior Transfer Date | Mar 10, 2016 |
| Prior Transfer Doc | 09624/1391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009783/162 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 9783/162 |
| Instrument | 170011815 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010629/108 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 10629/108 |
| Instrument | 230000058 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007014/745 |
|---|---|
| Date | Apr 2, 2007 |
| Book Page | 7014/745 |
| Name | CHEVY CHASE BANK FSB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 8, 2026 |
| Property Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 0000014670 |
| Book / Page | 10988 / 204 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 202614670 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,843.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 0000014671, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202614671 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 8, 2026 |
| Property Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 010988/204 |
| Book / Page | 10988 / 204 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 202614670 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,843.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 0000014671, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202614671 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 30, 2020 |
| Property Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 0010264/80 |
| Book / Page | 10264 / 80 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 200044586 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 0010264/83 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 10264/83 |
| Instrument | 200044587 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 4, 2019 |
| Property Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 010086/831 |
| Book / Page | 10086 / 831 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 190033494 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 0190033495 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 190033495 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 28, 2017 |
| Property Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 009781/167 |
| Book / Page | 9781 / 167 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 170011297 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,400 (+1.44%) Land $170,000 Building $345,400 | $515,400 (+1.44%) Land $170,000 Building $345,400 | |
| 2025 | $5,132.00 (+3.03%) | $508,100 (+18.41%) Land $160,000 Building $348,100 | $508,100 (+18.41%) Land $160,000 Building $348,100 |
| 2024 | $4,981.00 (+41.95%) | ||
| 2023 | $429,100 (+11.45%) Land $145,000 Building $284,100 | $429,100 (+11.45%) Land $145,000 Building $284,100 | |
| 2022 | $385,000 Land $130,000 Building $255,000 | $385,000 Land $130,000 Building $255,000 | |
| 2019 | $3,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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