Chesapeake City property record for 626 Emerald Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,982 sqft · built 1986 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2024) |
| Tax Bill | $4,366 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Jan 2008 Line of Credit + 3 more |
| APN | 0374002000360 |
| Primary APN | 0374002000360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| 1st Floor Area | 1,758 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 386 sqft |
| Deck Area | Deck Area |
| Patio Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 626 EMERALD CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 42 TALLWOOD EST PH TWO |
| Legal Subdivision | CLEARFIELD,CLEARFIELD ESTATES,TALLWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20804 |
626 Emerald Ct is owned and occupied by two individuals who bought it in April 2024.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 626 EMERALD CT, CHESAPEAKE, VA 23320-3156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2020 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Jan 30, 2008 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT U |
| Jul 2, 2013 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE |
| Apr 25, 2024 | Warranty Deed, Transfer ROCK TITLE INC, ROCKET TITLE INC |
| Jun 28, 2005 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FEDERAL CREDIT U |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on File |
| Deed Sale | Apr 25, 2024 · Amount on File |
| Prior Sale | Jun 28, 2005 · Amount on File |
| Deed Document Number | 20247916 |
| Deed Book / Page | 10744 / 596 |
| Prior Transfer Date | Apr 23, 2024 |
| Prior Transfer Doc | 010744/596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 626 EMERALD CT, CHESAPEAKE, VA 23320-3156 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 010176/205 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 10176/205 |
| Instrument | 200021827 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 626 EMERALD CT, CHESAPEAKE, VA 23320-3156 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007355/355 |
|---|---|
| Date | Jan 30, 2008 |
| Book Page | 7355/355 |
| Name | PENTAGON FEDERAL CREDIT U |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Oct 22, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 626 EMERALD CT, CHESAPEAKE, VA 23320-3156 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009129/524 |
|---|---|
| Date | Jul 2, 2013 |
| Book Page | 9129/524 |
| Name | WYNDHAM CAPITAL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 25, 2024 |
| Property Address | 626 EMERALD CT, CHESAPEAKE, VA 23320-3156 |
| Document Number | 010744/596 |
| Book / Page | 10744 / 596 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 240007916 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Title Company | ROCK TITLE INC, ROCKET TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 626 EMERALD CT, CHESAPEAKE, VA 23320-3156 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 28, 2005 |
| Property Address | 626 EMERALD CT, CHESAPEAKE, VA 23320-3156 |
| Document Number | 006066/590 |
| Book / Page | 6066 / 590 |
| Instrument Date | Apr 4, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006066593 |
|---|---|
| Date | Jun 28, 2005 |
| Instrument | 6066/593 |
| Name | PENTAGON FEDERAL CREDIT U |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 626 Emerald Ct was $4,366, up 4.5% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,800 (+3.35%) Land $170,000 Building $276,800 | $446,800 (+3.35%) Land $170,000 Building $276,800 | |
| 2025 | $4,366.00 (+4.47%) | $432,300 Land $160,000 Building $272,300 | $432,300 Land $160,000 Building $272,300 |
| 2024 | $4,179.00 | ||
| 2023 | $380,600 (+11.61%) Land $145,000 Building $235,600 | $380,600 (+11.61%) Land $145,000 Building $235,600 | |
| 2022 | $341,000 Land $130,000 Building $211,000 | $341,000 Land $130,000 Building $211,000 | |
| 2019 | $3,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 626 Emerald Ct; there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 626 Emerald Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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