626 E 48th St, Savannah, GA 31405 Property Records

Chatham County property record for 626 E 48th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,879 sqft · built 1930
Lot Size	0.098 acres (4,273 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Sep 2020)
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0085-05-012`

Property Details

APN / Parcel Number

Primary APN	`2-0085-05-012`
Alternative APN	`P198B380`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,879 sqft Living Area
1st Floor Area	1,051 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,273 sqft (0.098 acres)
Lot Dimensions	95 ft deep x 45 ft wide

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	135 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	626 E 48TH ST
City	SAVANNAH
State	GA
Zip	31405-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 49 AND WEST HALF LOT 50 CANT Y WARD
Legal Subdivision	HULL PARK
Legal Lot Number	49-50
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2019
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 E 48TH ST, SAVANNAH, GA 31405-2449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 9, 2020	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE
Jan 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	20209253
Deed Book / Page	2058 / 424
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	626 E 48TH ST, SAVANNAH, GA 31405-2449
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1273/492
Date	Feb 5, 2018
Book Page	1273/492
Instrument	30842750016

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 9, 2020
Property Address	626 E 48TH ST, SAVANNAH, GA 31405-2449
Document Number	0020580424
Book / Page	2058 / 424
Instrument Date	Sep 9, 2020
Instrument	2020-009253
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E 48TH ST, SAVANNAH, GA 31405-2449

Mortgage

Document Number	0000002058/0000000428
Date	Sep 11, 2020
Book Page	0000002058/0000000428

Lender

Name	SWBC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 12, 2018
Property Address	626 E 48TH ST, SAVANNAH, GA 31405-2449
Document Number	0012730489
Book / Page	1273 / 489
Instrument Date	Jan 12, 2018
Instrument	2018-000258
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E 48TH ST, SAVANNAH, GA 31405-2449

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,600 (+3.97%) Land $44,000 Building $251,600	$739,000 (+3.97%) Land $110,000 Building $629,000
2025	$2,052.00 (-28.55%) Homeowner's exemption	$284,320 (+37.67%) Land $44,000 Building $240,320	$710,800 (+37.67%) Land $110,000 Building $600,800
2023		$206,520 (+9.06%) Land $30,000 Building $176,520	$516,300 (+9.06%) Land $75,000 Building $441,300
2022	$2,872.00	$189,360 Land $30,000 Building $159,360	$473,400 Land $75,000 Building $398,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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