626B Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 626B Fleming St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,271 sqft · built 1980
Lot Size	0.014 acres (630 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Jul 2019)
Tax Bill	$5,045 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00009110-000400`

Property Details

APN / Parcel Number

Primary APN	`00009110-000400`
Alternative APNs	`01010100009110000400` `8574304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,271 sqft Living Area
1st Floor Area	848 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2017
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	630 sqft (0.014 acres)
Porch	Open Porch
Porch Area	42 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	8574304
Old Parcel Number	01010100009110000400
Street Address	626B FLEMING ST
City	KEY WEST
State	FL
Zip	33040-6826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PT LOT 2 SQR 49 (APT 4) AND 1/5 INT IN COMMON AREA OR828-252 OR830-401/14DEC OR839-520/21 OR2631-1041/43 OR2975-1547
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 49
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3003
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 FLEMING ST # B, B, KEY WEST, FL 33040-6826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	0029751547
Deed Book / Page	2631 / 1041
Prior Transfer Date	May 31, 2013
Prior Transfer Doc	1935308
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 18, 2019
Property Address	626B FLEMING ST, KEY WEST, FL 33040-6826
Document Number	0029751547
Book / Page	002975 / 001547
Instrument Date	Jul 16, 2019
Instrument	2229099
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 FLEMING ST #B KEY WEST FL 330406826, B, KEY WEST, FL 33040-6826

Mortgage

Document Number	29751549
Date	Jul 18, 2019
Book Page	002975/001549
Instrument	2229100

Lender

Name	IBERIABANK MTG
Type	Mortgage Company
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$613,075 (-16.78%)	$1,052,624 (-2.14%) Land $433,440 Building $619,184
2024	$5,045.00 (-6.5%)
2023	$5,396.00 (+15.77%) Homeowner's exemption	$736,726 (+31.18%)	$1,075,619 (+91.53%) Land $433,440 Building $642,179
2022	$4,661.00 Homeowner's exemption	$561,596 Land $253,638 Building $307,958	$561,596 Land $253,638 Building $307,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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