626A Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 626A Fleming St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1980
Lot Size	0.014 acres (600 sqft)
Owner	Company Name on File
Last Sale	$875,000 (Aug 2024)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Mar 2023 Sale Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00009110-000300`

Property Details

APN / Parcel Number

Primary APN	`00009110-000300`
Alternative APNs	`01010100009110000300` `8578733`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	840 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	600 sqft (0.014 acres)
Porch	Unfinished Open Porch
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8578733
Street Address	626A FLEMING ST
City	KEY WEST
State	FL
Zip	33040-6826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PT LOT 2 SQR 49 (APT 3) OR830-401/414DEC OR839-1121/1122 OR2957-1050D/C OR2970-0983 OR3217-0010 OR3288-0730
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 49
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3003
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

626A Fleming St is owned by a company that bought it in August 2024.

Source: Monroe County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	2231 1ST ST, FORT MYERS, FL 33901-2901
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 17, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Mar 24, 2023 · Amount on File
Deed Document Number	20242471175
Deed Book / Page	3288 / 730
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 24, 2023
Property Address	626A FLEMING ST, KEY WEST, FL 33040-6826
Document Number	0032170010
Book / Page	3217 / 10
Instrument Date	Mar 24, 2023
Instrument	2411231
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$10,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 FLEMING ST, KEY WEST, FL 33040-6826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 HALLOWELL RD, POWNAL, ME 04069-6209

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	626A FLEMING ST, KEY WEST, FL 33040-6826
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626A FLEMING ST, KEY WEST, FL 33040-6826

Mortgage

Document Number	0031700348
Date	Apr 26, 2022
Book Page	3170/348
Instrument	2372704

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	626A FLEMING ST, KEY WEST, FL 33040-6826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030570578
Date	Nov 17, 2020
Book Page	3057/578
Instrument	2291102

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 17, 2019
Property Address	626A FLEMING ST, KEY WEST, FL 33040-6826
Document Number	0029700983
Book / Page	002970 / 000983
Instrument Date	Jun 14, 2019
Instrument	2224930
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	626 FLEMING ST #0A KEY WEST FL 330406826, A, KEY WEST, FL 33040-6826

Mortgage

Document Number	29700985
Date	Jun 17, 2019
Book Page	002970/000985
Instrument	2224931

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 626A Fleming St was $6,520, down 38.5% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,520.00 (-38.53%)	$724,137 Land $429,600 Building $294,537	$724,137 Land $429,600 Building $294,537
2024	$10,607.00 (+163.86%)
2023	$4,020.00 (+4.55%) Homeowner's exemption	$466,382 (+3%)	$1,073,239 (+100.33%) Land $429,600 Building $643,639
2022	$3,845.00 Homeowner's exemption	$452,799	$535,735 Land $245,520 Building $290,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 626A Fleming St in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 626A Fleming St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Fleming St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures