6266 Cooper Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 6266 Cooper Rd, Reading, MI 49274

Property Summary

Property Type	Rural Home
Details	1,600 sqft · built 1996
Lot Size	61.9 acres (2,696,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Sep 1995)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-029-100-005-29-7-3`

Property Details

APN / Parcel Number

Primary APN	`11-029-100-005-29-7-3`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	1,700 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,696,364 sqft (61.9 acres)
Total Buildings	11 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	6266 COOPER RD
City	READING
State	MI
Zip	49274-9660
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW1/4 SEC LY SLY & ELY OF C/L MEADE MAIN LINE DRAIN EXC COM CEN SEC TH N 990 FT TH W 660 FT TH S 990 FT TH E 660 FT TO POB AL
Legal Range	03W
Legal Township	07S
Legal Section	29
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMBRIA
Census Block Group	5
Census Block	5056
Census Tract	50900

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6266 COOPER RD, READING, MI 49274-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES MID-AMERICA
May 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE EDON STATE BANK COMPANY OF EDON OHIO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 1995 · Amount on Record
Deed Sale	Sep 9, 1995 · Amount on Record
Last Transfer Date	Jul 11, 2013
Transfer Doc	1536/0182
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Recording Date	Jun 11, 2026
Property Address	6266 COOPER RD, READING, MI 49274-9660
Document Number	0000623772
Book / Page	1923 / 1177
Instrument Date	Jun 11, 2026
Instrument	2026623772
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6266 COOPER RD, READING, MI 49274-9660

Mortgage

Document Number	0000623772,
Date	Jun 11, 2026
Book Page	1923/1177
Instrument	2026623772

Lender

Name	FARM CREDIT SERVICES MID-AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	6266 COOPER RD, READING, MI 49274-9660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1723/0157
Date	May 20, 2019
Book Page	1723/0157

Lender

Name	THE EDON STATE BANK COMPANY OF EDON OHIO
Type	Bank
Address	EDON, OH 43518

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Cambria Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,400 (+13.89%)	$588,812 (+13.89%) Land $357,539 Building $231,273
2025	$4,585.00 (+39.49%) Homeowner's exemption	$258,500 (+25.91%)	$516,991 (+25.92%) Land $307,262 Building $209,729
2023		$205,300	$410,579 Land $229,520 Building $181,059
2021	$3,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DMCI Broadband Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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