6140 Cooper Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 6140 Cooper Rd, Reading, MI 49274

Property Summary

Property Type	Rural Home
Details	2 ba · 864 sqft
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Feb 2020)
Tax Bill	$1,410 (2021)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-029-100-003-29-7-3`

Property Details

APN / Parcel Number

Primary APN	`11-029-100-003-29-7-3`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Exterior Material	Wood Siding
Lot Area	435,600 sqft (10 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	6140 COOPER RD
City	READING
State	MI
Zip	49274-9660
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM NE COR NW1/4 TH W 375 FT TH S 1161 FT TH E 375 FT TH N 1161 FT TO POB SEC 29 T7S R3W 9.99 A M/L
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMBRIA
Census Block Group	5
Census Block	5058
Census Tract	50900

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6140 COOPER RD, READING, MI 49274-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Deed Document Number	0017510824
Deed Book / Page	1751 / 0824
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	6140 COOPER RD, READING, MI 49274-9660
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01738/0504
Date	Oct 22, 2019
Book Page	1738/0504

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 14, 2020
Property Address	6140 COOPER RD, READING, MI 49274-9660
Document Number	01751/0824
Book / Page	1751 / 0824
Instrument Date	Feb 13, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$842.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3965 W BACON RD, 3965, HILLSDALE, MI 49242-9242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 W MONTGOMERY RD, CAMDEN, MI 49232-9601

Mortgage

Document Number	0001751825
Date	Feb 14, 2020
Instrument	1751/825

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Sep 1, 2025

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Cambria Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$72,500	$145,030 Land $44,650 Building $100,380
2021	$1,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DMCI Broadband Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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