6265 E 122nd St, Carmel, IN 46033 Property Records

Hamilton County property record for 6265 E 122nd St, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,528 sqft · built 1960
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Oct 2023)
Tax Bill$3,252 (2024)
Deeds & MortgagesSep 2023 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN29-10-34-402-012.000-018

Property Details

APN / Parcel Number

Primary APN29-10-34-402-012.000-018
Alternative APN
  • 1710340402012000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,528 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1960
Architectural StyleOther
Exterior MaterialStone
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Garage Area621 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number1710340402012000
Street Address6265 E 122ND ST
CityCARMEL
StateIN
Zip46033-9623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 2.00, SECTION 34, TOWNSHIP 18, RANGE 4
Legal Range04
Legal Township18
Legal Section34
Legal SubdivisionCLAY
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3000
Census Tract110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6265 E 122ND ST, CARMEL, IN 46033-9623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Oct 23, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Prior SaleDec 15, 2015 · Amount on Record
Deed Document Number2023040496
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address6265 E 122ND ST, CARMEL, IN 46033-9623
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3355 EDEN PARK DR, CARMEL, IN 46033-3038
InvestorPossibly a Property Investor

Mortgage

Document Number0000034092
DateSep 5, 2023
Instrument2023034092
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2026
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate12.8%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateOct 23, 2023
Property Address6265 E 122ND ST, CARMEL, IN 46033-9623
Document Number0000040496
Instrument DateOct 20, 2023
Instrument2023040496
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6265 E 122ND ST, CARMEL, IN 46033-9623

Mortgage

Document Number0000040497
DateOct 23, 2023
Instrument2023040497
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$298,800 (+5.03%) Land $160,000 Building $138,800$298,800 (+5.03%) Land $160,000 Building $138,800
2024$3,252.00 (+18.73%)$284,500 (+13.57%) Land $160,000 Building $124,500$284,500 (+13.57%) Land $160,000 Building $124,500
2023$2,739.00 (+1.52%)$250,500 (+10.4%) Land $126,000 Building $124,500$250,500 (+10.4%) Land $126,000 Building $124,500
2022$2,698.00$226,900 Land $126,000 Building $100,900$226,900 Land $126,000 Building $100,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims33 (2005–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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