6172 E 122nd St, Carmel, IN 46033 Property Records

Hamilton County property record for 6172 E 122nd St, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,556 sqft · built 1961
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Sep 2023)
Tax Bill$2,871 (2023)
Deeds & MortgagesNov 2025 Mortgage
Sep 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone AE (high risk)
APN29-10-34-402-008.000-018

Property Details

APN / Parcel Number

Primary APN29-10-34-402-008.000-018
Alternative APN
  • 1710340402008000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,556 sqft Living Area
1st Floor Area2,556 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1710340402008000
Street Address6172 E 122ND ST
CityCARMEL
StateIN
Zip46033-9622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.10, SECTION 34, TOWNSHIP 18, RANGE 4
Legal Range04
Legal Township18
Legal Section34
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3000
Census Tract110912

Owner

6172 E 122nd St is owned and occupied by an individual who bought it in September 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6172 E 122ND ST, CARMEL, IN 46033-9622
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Sep 7, 2023Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Sep 7, 2023Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Nov 24, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Nov 24, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jan 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jan 8, 2019Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2023 · Amount on File
Deed SaleSep 7, 2023 · Amount on File
Prior SaleNov 24, 2021 · Amount on File
Deed Document Number2023034537
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address6172 E 122ND ST, CARMEL, IN 46033-9622
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyCENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6172 E 122ND ST, CARMEL, IN 46033-9622
InvestorPossibly a Property Investor

Mortgage

Document Number0000048433
DateNov 7, 2025
Instrument2025048433
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateSep 7, 2023
Property Address6172 E 122ND ST, CARMEL, IN 46033-9622
Document Number0000034537
Instrument DateAug 24, 2023
Instrument2023034537
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6172 E 122ND ST, CARMEL, IN 46033-9622

Mortgage

Document Number0000034538
DateSep 7, 2023
Instrument2023034538
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateSep 7, 2023
Property Address6172 E 122ND ST, CARMEL, IN 46033-9622
Document Number0000034537
Instrument DateAug 24, 2023
Instrument2023034537
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6172 E 122ND ST, CARMEL, IN 46033-9622
InvestorPossibly a Property Investor

Mortgage

Document Number0000034538
DateSep 7, 2023
Instrument2023034538
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 24, 2021
Property Address6172 E 122ND ST, CARMEL, IN 46033-9622
Document Number0000084903
Instrument DateNov 23, 2021
Instrument2021084903
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyMTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6172 E 122ND ST, CARMEL, IN 46033-9622

Mortgage

Document Number0000084904
DateNov 24, 2021
Instrument2021084904
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 24, 2021
Property Address6172 E 122ND ST, CARMEL, IN 46033-9622
Document Number0000084903
Instrument DateNov 23, 2021
Instrument2021084903
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyMTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6172 E 122ND ST, CARMEL, IN 46033-9622
InvestorPossibly a Property Investor

Mortgage

Document Number0000084904
DateNov 24, 2021
Instrument2021084904
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJan 15, 2019
Property Address6172 E 122ND ST, CARMEL, IN 46033-9622
Document Number0000001642
Instrument DateJan 15, 2019
Instrument1642
Transaction TypeTransfer
Record UpdatedDec 9, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5726 N PLYMOUTH CT MCCORDSVILLE IN 460559470, MCCORDSVILLE, IN 46055-9470

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJan 8, 2019
Property Address6172 E 122ND ST, CARMEL, IN 46033-9622
Document Number0000000794
Instrument DateJan 7, 2019
Instrument794
Transaction TypeTransfer
Record UpdatedDec 9, 2020
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7140 E 46TH ST INDIANAPOLIS IN 462263804, INDIANAPOLIS, IN 46226-3804
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$311,100 Land $124,000 Building $187,100$311,100 Land $124,000 Building $187,100
2023$2,871.00 (+17.91%)$263,600 (+15.01%) Land $93,600 Building $170,000$263,600 (+15.01%) Land $93,600 Building $170,000
2022$2,435.00 (+252.9%)$229,200 Land $93,600 Building $135,600$229,200 Land $93,600 Building $135,600
2021$690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6172 E 122nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims33 (2005–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6172 E 122nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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