6260 Speckled Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 6260 Speckled Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1980
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$359,500 (Jun 2023)
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-381-001-000`

Property Details

APN / Parcel Number

Primary APN	`042-381-001-000`
Alternative APNs	`04238101100` `0423810110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Terrain	Combination
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,584 sqft

Utilities, Heating & Cooling

Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	6260 SPECKLED RD
City	POLLOCK PINES
State	CA
Zip	95726-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 97 SLY PARK HLS 3
Legal Subdivision	SLY PARK HLS 3
Legal Lot Number	97
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2005
Census Tract	31406

Owner

6260 Speckled Rd is owned and occupied by an individual who bought it in June 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6260 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jun 30, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA
Jun 30, 2023	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Aug 18, 2010 · Amount on File
Deed Document Number	202318168
Prior Transfer Date	Jun 16, 2023
Prior Transfer Doc	0000018169
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Jun 8, 2026
Property Address	6260 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Document Number	0000018485
Instrument Date	May 28, 2026
Instrument	202618485
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	6260 SPECKLED RD, POLLOCK PINES, CA 95726-9014

Mortgage

Document Number	0000018485,
Date	Jun 8, 2026
Instrument	202618485

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 30, 2023
Property Address	6260 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Document Number	0000018167
Map Reference	MB D PG 20
Instrument Date	Jun 26, 2023
Instrument	2023-0018167
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5502 GLENN AVE, SAN PABLO, CA 94806-4202

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 30, 2023
Property Address	6260 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Document Number	0000018168
Map Reference	MB D PG 20
Instrument Date	Jun 23, 2023
Instrument	2023-0018168
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6260 SPECKLED RD, POLLOCK PINES, CA 95726-9014

Mortgage

Document Number	0000018170
Date	Jun 30, 2023
Instrument	2023-0018170

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 30, 2023
Property Address	6260 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Document Number	0000018169
Map Reference	MB D PG 20
Instrument Date	Jun 16, 2023
Instrument	2023-0018169
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6260 SPECKLED RD, POLLOCK PINES, CA 95726-9014

Tax Assessment & Valuation

The 2025 property tax bill for 6260 Speckled Rd was $4,054 with a homeowner's exemption, up 4.2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,502 (+2%) Land $95,508 Building $285,994
2025	$4,054.00 (+4.22%) Homeowner's exemption	$374,023 Land $93,636 Building $280,387
2024	$3,890.00 (+57.36%)
2023	$2,472.00 (+1.6%) Homeowner's exemption	$233,338 Land $49,250 Building $184,088
2022	$2,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6260 Speckled Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6260 Speckled Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Speckled Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures