6250 Speckled Rd, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 6250 Speckled Rd, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1986
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Nov 2023)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-381-002-000`

Property Details

APN / Parcel Number

Primary APN	`042-381-002-000`
Alternative APNs	`04238102100` `0423810210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Terrain	Combination
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	6250 SPECKLED RD
City	POLLOCK PINES
State	CA
Zip	95726-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 63 SLY PARK HLS 3
Legal Subdivision	SLY PARK HLS 3
Legal Lot Number	63
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2005
Census Tract	31406

Owner

6250 Speckled Rd is owned and occupied by an individual who bought it in November 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6250 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Nov 3, 2023	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Nov 3, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Aug 6, 2014 · Amount on File
Deed Document Number	202331267
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Apr 6, 2026
Property Address	6250 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Document Number	0000011134
Instrument Date	Mar 18, 2026
Instrument	202611134
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	6250 SPECKLED RD, POLLOCK PINES, CA 95726-9014

Mortgage

Document Number	0000011134,
Date	Apr 6, 2026
Instrument	202611134

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Feb 1, 2054

Interest

Rate	6.01%
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 3, 2023
Property Address	6250 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Document Number	0000031268
Map Reference	MB D PG 20
Instrument Date	Nov 1, 2023
Instrument	2023-0031268
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 SPECKLED RD, POLLOCK PINES, CA 95726-9014

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 3, 2023
Property Address	6250 SPECKLED RD, POLLOCK PINES, CA 95726-9014
Document Number	0000031267
Map Reference	MB D PG 20
Instrument Date	Oct 31, 2023
Instrument	2023-0031267
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 SPECKLED RD, POLLOCK PINES, CA 95726-9014

Mortgage

Document Number	0000031269
Date	Nov 3, 2023
Instrument	2023-0031269

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6250 Speckled Rd was $4,386, up 4.6% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,756 (+2%) Land $52,020 Building $353,736
2025	$4,386.00 (+4.58%)	$397,800 Land $51,000 Building $346,800
2024	$4,194.00 (+601.34%)
2023	$598.00 (+1.53%) Homeowner's exemption	$55,311 Land $19,997 Building $35,314
2022	$589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6250 Speckled Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6250 Speckled Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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