626 S Riata St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 626 S Riata St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,220 sqft · built 1988
Lot Size	0.194 acres (8,438 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (May 2017)
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-576`

Property Details

APN / Parcel Number

Primary APN	`304-23-576`
Alternative APN	`304235761`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	2,348 sqft
1st Floor Area	1,472 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,438 sqft (0.194 acres)
Parking Spaces	2 Parking Spaces
Pool Area	733 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	626 S RIATA ST
City	GILBERT
State	AZ
Zip	85296-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SPRING MEADOWS AMD LOT 1-135 TR A & B MCR 314-12
Legal Range	6E
Legal Township	1S
Legal Section	18
Legal Subdivision	SPRING MEADOWS AMD LOT 1-135 TR A & B
Legal Tract	A
Legal Lot Number	108
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	422404

Owner

626 S Riata St is owned and occupied by two individuals who acquired it in January 2021.

Source: Maricopa County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	626 S RIATA ST, GILBERT, AZ 85296-2928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY
May 8, 2017	Warranty Deed, Transfer · FHA Mortgage OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Prior Sale	Jun 30, 2015 · Amount on File
Deed Document Number	2017331060
Last Transfer Date	Jan 11, 2021
Transfer Doc	0000069419
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 10, 2026
Property Address	626 S RIATA ST, GILBERT, AZ 85296-2928
Document Number	0000411508
Instrument Date	Jul 6, 2026
Instrument	2026411508
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 S RIATA ST, GILBERT, AZ 85296-2928

Mortgage

Document Number	0000411508,
Date	Jul 10, 2026
Instrument	2026411508

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	626 S RIATA ST, GILBERT, AZ 85296-2928
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 S RIATA ST, GILBERT, AZ 85296-2928

Mortgage

Document Number	0001264319
Date	Nov 29, 2021
Instrument	20211264319

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 21, 2021
Property Address	626 S RIATA ST, GILBERT, AZ 85296-2928
Document Number	0000069419
Map Reference	MB 314 PG 12
Instrument Date	Jan 11, 2021
Instrument	20210069419
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	626 S RIATA ST, GILBERT, AZ 85296-2928

Mortgage

Document Number	0000069420
Date	Jan 21, 2021
Instrument	20210069420

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	626 S RIATA ST, GILBERT, AZ 85296-2928
Document Number	0000881088
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 S RIATA ST GILBERT AZ 852962928, GILBERT, AZ 85296-2928

Mortgage

Document Number	0000881088
Date	Nov 1, 2019
Instrument	881088

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2017
Property Address	626 S RIATA ST, GILBERT, AZ 85296-2928
Document Number	0000331060
Map Reference	MB 314 PG 12
Instrument Date	Apr 17, 2017
Instrument	2017-0331060
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 S RIATA ST, GILBERT, AZ 85296-2928

Mortgage

Document Number	, 2017-0331061
Date	May 8, 2017
Instrument	2017-0331061

Lender

Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 626 S Riata St was $2,474.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,530 (+94.2%)	$505,300 (+8.32%) Land $101,000 Building $404,300
2025	$2,474.00	$26,020 (-48.53%)	$466,500 (-7.72%) Land $93,300 Building $373,200
2024		$50,550	$505,500 Land $101,100 Building $404,400
2023	$2,286.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 626 S Riata St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 626 S Riata St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on S Riata St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures