Defiance County property record for 626 River Front Dr, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,898 sqft · built 2017 |
| Lot Size | 0.763 acres (33,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,500 (Apr 2024) |
| Tax Bill | $6,433 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer May 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | I060022B01400 |
| Primary APN | I060022B01400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,898 sqft Living Area |
| Gross Area | 6,750 sqft |
| 1st Floor Area | 1,976 sqft |
| Upper Floors Area | 1,922 sqft |
| Basement Area | 1,976 sqft |
| Unfinished Basement | 1,976 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 33,236 sqft (0.763 acres) |
| Lot Dimensions | 166 ft deep x 200 ft wide |
| Garage Type | Attached - Unfinished |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 198 sqft |
| Canopy | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 626 RIVER FRONT DR |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-1869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAUMEE RIVER CROSSING LOT 14 CREATED FROM (I06-22-3) |
| Legal Subdivision | MAUMEE RIVER CROSSING |
| Legal Lot Number | 14 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | NOBLE |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 958500 |
Source: Defiance County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 626 RIVER FRONT DR, DEFIANCE, OH 43512-1869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 23, 2024 | Intrafamily Transfer, Transfer |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Apr 14, 2017 | Deed of Trust, Mortgage · ARM THE STATE BANK & TRUST CO |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK & TRUST CO |
| Jan 28, 2020 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2016 · Amount on Record |
| Deed Document Number | 20241298 |
| Deed Book / Page | 463 / 2132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Apr 23, 2024 |
| Property Address | 626 RIVER FRONT DR, DEFIANCE, OH 43512-1869 |
| Document Number | 00463/2132 |
| Book / Page | 463 / 2132 |
| Map Reference | VOL 14 PG 148-157 |
| Instrument Date | Nov 24, 2023 |
| Instrument | 202400001298 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 626 RIVER FRONT DR, DEFIANCE, OH 43512-1869 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 626 RIVER FRONT DR, DEFIANCE, OH 43512-1869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 412/1300 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 412/1300 |
| Instrument | 201800002307 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 626 RIVER FRONT DR, DEFIANCE, OH 43512-1869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 403/1380 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 403/1380 |
| Instrument | 201700001613 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 626 RIVER FRONT DR, DEFIANCE, OH 43512-1869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | HEREFORD |
| Document Number | 424/2310 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 424/2310 |
| Instrument | 201900005219 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 626 RIVER FRONT DR, DEFIANCE, OH 43512-1869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 425/1227 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 425/1227 |
| Instrument | 202000000393 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 24, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 626 RIVER FRONT DR, DEFIANCE, OH 43512-1869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 431/2169 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 431/2169 |
| Instrument | 202000004406 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Noble Township |
| Municipality | Defiance City |
| Unified School District | Northeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,433.00 | $196,720 (-) Land $17,050 Building $179,670 | |
| 2024 | $6,433.00 (-1.36%) | $196,720 (-) Land $17,050 Building $179,670 | $562,070 (+%) Land $48,720 Building $513,350 |
| 2023 | $6,522.00 (-6.48%) | $196,720 (+10.8%) Land $17,050 Building $179,670 | $562,056 (+10.8%) Land $48,714 Building $513,342 |
| 2022 | $6,974.00 | $177,540 Land $17,050 Building $160,490 | |
| 2020 | $507,270 Land $48,720 Building $458,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2008) |
| Most Recent Claim | Feb 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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