Polk County property record for 626 Queens Loop N, Lakeland, FL 33803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,682 sqft · built 1971 |
| Lot Size | 0.235 acres (10,219 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $197,000 (Mar 2006) |
| Tax Bill | $1,277 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-36-138200-001330 |
| Primary APN | 23-28-36-138200-001330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,682 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,219 sqft (0.235 acres) |
| Lot Dimensions | 112 ft deep x 92 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|
| Street Address | 626 QUEENS LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33803-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | IMPERIAL SOUTHGATE PB 47 PG 47 BLK A LOT 33 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | IMPERIAL SOUTHGATE |
| Legal Tract | 138200 |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10702 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 626 QUEENS LOOP N, LAKELAND, FL 33803-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Feb 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 15, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2006 · Amount on Record |
| Deed Sale | Mar 3, 2006 · Amount on Record |
| Prior Sale | Oct 17, 2000 · Amount on Record |
| Deed Document Number | 200655324 |
| Deed Book / Page | 6663 / 475 |
| Transfer Doc | 3545001386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 626 QUEENS LOOP N, LAKELAND, FL 33803-4611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000156607 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 12288/985 |
| Instrument | 2022156607 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 5, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 626 QUEENS LOOP N, LAKELAND, FL 33803-4611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 626 QUEENS LOOP N, LAKELAND, FL 33803-4611 |
| Document Number | 0000045525 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 12124/685 |
| Instrument | 2022045525 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 626 QUEENS LOOP N, LAKELAND, FL 33803-4611 |
| Document Number | 0102781066 |
| Book / Page | 010278 / 001066 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 656 QUEENS CIR LAKELAND FL 33803, LAKELAND, FL 33803 |
| Document Number | 0102781066 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 010278/001066 |
| Instrument | 190404 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate | 3.75% |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,088 (+2.7%) | $224,801 (+6.45%) Land $26,000 Building $198,801 | |
| 2025 | $1,277.00 (+7.85%) Homeowner's exemption | $114,010 (+5.99%) | $211,173 (-7.35%) Land $26,000 Building $185,173 |
| 2023 | $1,184.00 (+4.13%) Homeowner's exemption | $107,570 (+3%) | $227,933 (+10.12%) Land $25,000 Building $202,933 |
| 2022 | $1,137.00 Homeowner's exemption | $104,437 | $206,987 Land $24,000 Building $182,987 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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