626 Monica Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 626 Monica Cir, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,663 sqft · built 1973
Lot Size	0.175 acres (7,600 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Mar 2021)
Tax Bill	$6,747 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-250-17-00`

Property Details

APN / Parcel Number

Primary APN	`122-250-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,663 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	626 MONICA CIR
City	OCEANSIDE
State	CA
Zip	92057-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 84 TR 007103
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007103
Legal Block	1
Legal Lot Number	84
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

626 Monica Cir is owned and occupied by an individual who bought it in March 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	626 MONICA CIR, OCEANSIDE, CA 92057-3507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE
Mar 3, 2021	Grant Deed, Transfer · Conventional Mortgage FIDELITY LENDING SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Prior Sale	Apr 19, 2010 · Amount on File
Deed Document Number	2021167350
Prior Transfer Date	Dec 10, 1996
Prior Transfer Doc	0000630672
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2021
Property Address	626 MONICA CIR, OCEANSIDE, CA 92057-3507
Document Number	0000167349
Map Reference	MAP 7103
Instrument Date	Feb 9, 2021
Instrument	2021-0167349
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 SIDE SADDLE LN, ESCONDIDO, CA 92029-4854

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2021
Property Address	626 MONICA CIR, OCEANSIDE, CA 92057-3507
Document Number	0000167350
Map Reference	MAP 7103
Instrument Date	Feb 9, 2021
Instrument	2021-0167350
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 MONICA CIR, OCEANSIDE, CA 92057-3507

Mortgage

Document Number	0000167351
Date	Mar 3, 2021
Instrument	2021-0167351

Lender

Name	FIDELITY LENDING SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 626 Monica Cir was $6,747 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,280 (+2%) Land $287,571 Building $330,709
2025	$6,747.00 Homeowner's exemption	$606,158 Land $281,933 Building $324,225
2023	$6,412.00 (+1.55%) Homeowner's exemption	$582,622 Land $270,986 Building $311,636
2022	$6,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 626 Monica Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 626 Monica Cir is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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