624 Monica Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 624 Monica Cir, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,198 sqft · built 1973
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2011)
Tax Bill	$7,945 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-250-18-00`

Property Details

APN / Parcel Number

Primary APN	`122-250-18-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Block
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	624 MONICA CIR
City	OCEANSIDE
State	CA
Zip	92057-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 85 TR 007103
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007103
Legal Block	1
Legal Lot Number	85
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

624 Monica Cir is owned and occupied by an individual who bought it in April 2011.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	624 MONICA CIR, OCEANSIDE, CA 92057-3507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Affidavit of Death of Joint Tenant, Transfer
Mar 7, 2024	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2011 · Amount on File
Deed Sale	Apr 29, 2011 · Amount on File
Prior Sale	Sep 10, 2010 · Amount on File
Deed Document Number	2011224692
Prior Transfer Date	Nov 3, 2004
Prior Transfer Doc	0001062196
Record Updated	Oct 29, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2025
Property Address	624 MONICA CIR, OCEANSIDE, CA 92057-3507
Document Number	0000281286
Instrument Date	Oct 8, 2025
Instrument	2025-0281286
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1082 PICCARD AVE, SAN DIEGO, CA 92154-2565

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 7, 2024
Property Address	624 MONICA CIR, OCEANSIDE, CA 92057-3507
Document Number	0000058354
Map Reference	MAP 7103
Instrument Date	Jan 11, 2024
Instrument	2024-0058354
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 MONICA CIR # 6, 6, OCEANSIDE, CA 92057-3507

Mortgage

Document Number	0000058355
Date	Mar 7, 2024
Instrument	2024-0058355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	624 MONICA CIR, OCEANSIDE, CA 92057-3507
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 MONICA CIR, OCEANSIDE, CA 92057-3507

Mortgage

Document Number	0000707076
Date	Oct 11, 2021
Instrument	2021-0707076

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 624 Monica Cir was $7,945.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$720,477 (+2%) Land $572,220 Building $148,257
2025	$7,945.00	$706,350 Land $561,000 Building $145,350
2023	$3,384.00 (+1.53%)	$301,687 Land $188,557 Building $113,130
2022	$3,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 624 Monica Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 624 Monica Cir is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Monica Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures