626 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 626 E Prospect St, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,859 sqft · built 1952
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual on Record
Tax Bill$2,752 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN14-505025

Property Details

APN / Parcel Number

Primary APN14-505025

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,859 sqft Living Area
1st Floor Area3,718 sqft
Basement Area1,590 sqft
Unfinished Basement1,590 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions140 ft deep x 140 ft wide
Garage Area545 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area332 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address626 E PROSPECT ST
CityGIRARD
StateOH
Zip44420-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-7 140F OLJACA PROSPECT ST
Legal Lot Number6
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2027
Census Tract932300

Owner

Source: Trumbull County assessment roll, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address626 E PROSPECT ST, GIRARD, OH 44420-2244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Prior SaleJan 1, 1990
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address626 E PROSPECT ST, GIRARD, OH 44420-2244
Document Number0000004166
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedApr 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address626 E PROSPECT ST GIRARD OH 444202244, GIRARD, OH 44420-2244

Mortgage

Document Number0000004166
DateMar 3, 2017
Instrument4166
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueMar 2, 2032

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
MunicipalityGirard City
Unified School DistrictGirard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,752.00$67,420 (-) Land $7,950 Building $59,470
2024$2,752.00 (-1.96%)$67,420 (-) Land $7,950 Building $59,470
2023$2,807.00 (+25.48%)$67,420 (+57.49%) Land $7,950 Building $59,470$192,600 (+57.48%) Land $22,700 Building $169,900
2022$2,237.00$42,810 Land $7,950 Building $34,860
2020$122,300 Land $22,700 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD CITY
serves 13,263 people · EPA ID OH7801103
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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