616 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 616 E Prospect St, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1954
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Tax Bill$1,092 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-171450

Property Details

APN / Parcel Number

Primary APN14-171450

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area3,360 sqft
Basement Area1,400 sqft
Unfinished Basement1,400 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage Area704 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address616 E PROSPECT ST
CityGIRARD
StateOH
Zip44420-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5 70F OLJACA PROSPECT ST
Legal Lot Number5
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2027
Census Tract932300

Owner

616 E Prospect St is owned and occupied by two individuals who acquired it in January 1990.

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address616 E PROSPECT ST, GIRARD, OH 44420-2244
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Prior SaleJan 1, 1990
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address616 E PROSPECT ST, GIRARD, OH 44420-2244
Document Number0000012972
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address616 E PROSPECT ST GIRARD OH 444202244, GIRARD, OH 44420-2244

Mortgage

Document Number0000012972
DateJul 16, 2020
Instrument12972
Lender
NamePREMIER BK
TypeBank
AddressYOUNGSTOWN, OH 44505
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 15, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 616 E Prospect St was $1,092 with a homeowner's exemption.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
MunicipalityGirard City
Unified School DistrictGirard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,092.00$47,050 (-) Land $5,290 Building $41,760
2024$1,092.00 (-44.23%) Homeowner's exemption$47,050 (-) Land $5,290 Building $41,760
2023$1,958.00 (+25.35%)$47,050 (+57.36%) Land $5,290 Building $41,760$134,400 Land $15,100 Building $119,300
2022$1,562.00$29,900 Land $5,290 Building $24,610
2020$85,400 Land $15,100 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 E Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 E Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD CITY
serves 13,263 people · EPA ID OH7801103
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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