626 E Oak St, Marion, NC 28752 Property Records

McDowell County property record for 626 E Oak St, Marion, NC 28752 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage4,076 sqft Heated Area
Lot Size19,912 sqft (0.458 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2019)
Tax Bill$1,386.00 (2025)

Property Details

APN / Parcel Number

Primary APN1712-17-00-0433
Alternative APNs
  • 70742
  • 81900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area4,076 sqft Heated Area
Gross Area4,728 sqft Gross Area
1st Floor3,240 sqft 1st Floor
Basement Area400 sqft Basement
Unfinished Basement400 sqft Unfinished
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1975
Exterior MaterialStucco Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area19,912 sqft (0.458 acres)
Depth X Width76 ft x 262 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area675 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number81900
Street Address626 E OAK ST
CityMARION
StateNC
Zip28752-5652
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.00 LT (2 TCTS)
Legal SubdivisionFAITH TABERNACLE CHURCH
JurisdictionMCDOWELL NC
Minor Civil DivisionMARION
Census Blockgroup1
Census Block1032
Census Tract970300

Owner

Source: McDowell County records · APN 1712-17-00-0433

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address626 E OAK ST, MARION, NC 28752-5652
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Intrafamily Transfer, Transfer
Sep 22, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Prior SaleDec 28, 2006 · Amount on Record
Deed Doc Number20194568
Deed Book / Page1286 / 959
Last Transfer DateApr 22, 2024
Transfer Doc0014660499
Record RefreshedSep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCDOWELL NC
Recording DateApr 23, 2024
Property Address626 E OAK ST, MARION, NC 28752-5652
Document Number0014660499
Book / Page1466 / 499
Instrument DateApr 22, 2024
Instrument2024001885
Transaction TypeTransfer
Record UpdatedMay 09, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address626 E OAK ST, MARION, NC 28752-5652

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address626 E OAK ST, MARION, NC 28752-5652

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address626 E OAK ST, MARION, NC 28752-5652
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address626 E OAK ST, MARION, NC 28752-5652

Mortgage

Document Number0014470848
DateSep 22, 2023
Book Page1447/848
Instrument2023004500
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address626 E OAK ST, MARION, NC 28752-5652
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013260594
DateOct 19, 2020
Book Page1326/594
Instrument2020005379
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityMarion City
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,386.00$231,840 (-) Land $40,000 Building $191,840
2023$1,386.00$231,840 Land $40,000 Building $191,840$231,840 Land $40,000 Building $191,840

Flood & Wildfire

626 E Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Oak St

Nearby Streets

Search Property Records by Address or Parcel Number