McDowell County property record for 626 E Oak St, Marion, NC 28752 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 4,076 sqft Heated Area |
| Lot Size | 19,912 sqft (0.458 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2019) |
| Tax Bill | $1,386.00 (2025) |
| Primary APN | 1712-17-00-0433 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 4,076 sqft Heated Area |
| Gross Area | 4,728 sqft Gross Area |
| 1st Floor | 3,240 sqft 1st Floor |
| Basement Area | 400 sqft Basement |
| Unfinished Basement | 400 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,912 sqft (0.458 acres) |
| Depth X Width | 76 ft x 262 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 675 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 81900 |
|---|---|
| Street Address | 626 E OAK ST |
| City | MARION |
| State | NC |
| Zip | 28752-5652 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.00 LT (2 TCTS) |
| Legal Subdivision | FAITH TABERNACLE CHURCH |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | MARION |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 970300 |
Source: McDowell County records · APN 1712-17-00-0433
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 626 E OAK ST, MARION, NC 28752-5652 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 23, 2024 | Intrafamily Transfer, Transfer |
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Dec 28, 2006 · Amount on Record |
| Deed Doc Number | 20194568 |
| Deed Book / Page | 1286 / 959 |
| Last Transfer Date | Apr 22, 2024 |
| Transfer Doc | 0014660499 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 23, 2024 |
| Property Address | 626 E OAK ST, MARION, NC 28752-5652 |
| Document Number | 0014660499 |
| Book / Page | 1466 / 499 |
| Instrument Date | Apr 22, 2024 |
| Instrument | 2024001885 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 626 E OAK ST, MARION, NC 28752-5652 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 626 E OAK ST, MARION, NC 28752-5652 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 626 E OAK ST, MARION, NC 28752-5652 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 626 E OAK ST, MARION, NC 28752-5652 |
| Document Number | 0014470848 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 1447/848 |
| Instrument | 2023004500 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 626 E OAK ST, MARION, NC 28752-5652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013260594 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 1326/594 |
| Instrument | 2020005379 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,386.00 | $231,840 (-) Land $40,000 Building $191,840 | |
| 2023 | $1,386.00 | $231,840 Land $40,000 Building $191,840 | $231,840 Land $40,000 Building $191,840 |
626 E Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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