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608 E Oak St, Marion, NC 28752 Property Records

McDowell County property record for 608 E Oak St, Marion, NC 28752 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1953
Square Footage924 sqft Heated Area
Lot Size7,035 sqft (0.162 acres)
OccupancyOwner Occupied
Last Sale$38,500 (2021)
Tax Bill$320.00 (2025)

Property Details

APN / Parcel Number

Primary APN1712-17-00-0168
Alternative APN
  • 74241

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area924 sqft Heated Area
Gross Area1,196 sqft Gross Area
1st Floor534 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,035 sqft (0.162 acres)
Depth X Width105 ft x 67 ft Depth x Width

Utilities and HVAC

Cooling SystemNone Cooling
Heating FuelOil Heating Fuel

Location & Zoning

Account Number74241
Street Address608 E OAK ST
CityMARION
StateNC
Zip28752-5652
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT PT. OF 27 BLK APB1 PD181
Legal SubdivisionHATTIE K GILKEY PROPERTY
Legal BlockA
Legal Lot Number27
JurisdictionMCDOWELL NC
Minor Civil DivisionMARION
Census Blockgroup1
Census Block1036
Census Tract970300

Owner

Source: McDowell County records · APN 1712-17-00-0168

Assessment roll updated September 30, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address608 E OAK ST, MARION, NC 28752-5652
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Feb 03, 2021Warranty Deed, Transfer · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2021 · Amount on Record
Deed SaleFeb 03, 2021 · Amount on Record
Prior SaleJan 23, 2008 · Amount on Record
Deed Doc Number2021678
Deed Book / Page1339 / 741
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Recording DateApr 16, 2026
Property Address608 E OAK ST, MARION, NC 28752-5652
Document Number0000001790
Book / Page1535 / 279
Instrument DateApr 15, 2026
Instrument20261790
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title Company220 TITLE, 2020 TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 E OAK ST, MARION, NC 28752-5652
InvestorPossibly a Property Investor

Mortgage

Document Number0000001790,
DateApr 16, 2026
Book Page1535/279
Instrument20261790
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateFeb 03, 2021
Property Address608 E OAK ST, MARION, NC 28752-5652
Document Number0013390741
Book / Page1339 / 741
Map ReferenceMB 1 PG 181
Instrument DateFeb 03, 2021
Instrument2021000678
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$77.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 E OAK ST, MARION, NC 28752-5652

Mortgage

Document Number2021000679
DateFeb 03, 2021
Instrument2021000679
Lender
NameBAXTER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateMar 01, 2031
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityMarion City
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$320.00$53,530 (-) Land $20,000 Building $33,530
2023$320.00$53,530 Land $20,000 Building $33,530$53,530 Land $20,000 Building $33,530

Flood & Wildfire

608 E Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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