Stephens County property record for 626 Davis Ave, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,694 sqft · built 1940 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Aug 2024) |
| Tax Bill | $3,791 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T27 106 |
| Primary APN | T27 106 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,694 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 662 sqft |
| Porch | Porch |
| Porch Area | 488 sqft |
| Utility Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 665400 |
|---|---|
| Street Address | 626 DAVIS AVE |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-II |
| Legal Description | LOT 17 F C DAVIS S/D |
| Legal Subdivision | F C DAVIS |
| Legal Lot Number | 17 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970301 |
Source: Stephens County records · APN T27 106
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 626 DAVIS AVE, TOCCOA, GA 30577-3519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL |
| Jun 13, 2022 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL |
| Feb 05, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 01, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2024 · Amount on Record |
| Deed Sale | Aug 13, 2024 · Amount on Record |
| Prior Sale | Jun 13, 2022 · Amount on Record |
| Deed Document Number | D2024001366 |
| Deed Book / Page | 1376 / 268 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 626 DAVIS AVE, TOCCOA, GA 30577-3519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 626 DAVIS AVE, TOCCOA, GA 30577-3519 |
| Document Number | 0013000000000255 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 0000001300/0000000255 |
| Instrument | 2022000965 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 13, 2022 |
| Property Address | 626 DAVIS AVE, TOCCOA, GA 30577-3519 |
| Document Number | 0013000242 |
| Book / Page | 1300 / 242 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022-000903 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 626 DAVIS AVE, TOCCOA, GA 30577-3519 |
| Investor | Possibly a Property Investor |
| Document Number | 2022000964 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022000964 |
| Name | EVERETT FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2052 |
| Document Number | 0013000000000255 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 0000001300/0000000255 |
| Instrument | 2022000965 |
| Name | EVERETT FINANCIAL |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 05, 2021 |
| Property Address | 626 DAVIS AVE, TOCCOA, GA 30577-3519 |
| Document Number | 0012380351 |
| Book / Page | 001238 / 000351 |
| Instrument Date | Feb 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 626 DAVIS AVE TOCCOA GA 305773519, TOCCOA, GA 30577-3519 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Nov 01, 2019 |
| Property Address | 626 DAVIS AVE, TOCCOA, GA 30577-3519 |
| Document Number | 0011930077 |
| Book / Page | 001193 / 000077 |
| Instrument Date | Oct 01, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $32.47 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 626 DAVIS AVE TOCCOA GA 305773519, TOCCOA, GA 30577-3519 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,791.00 (+66.2%) | $108,684 (+68.53%) Land $1,746 Building $106,938 | $271,710 (+68.53%) Land $4,365 Building $267,345 |
| 2023 | $2,281.00 (+200.13%) | $64,491 (+199.94%) Land $1,746 Building $62,745 | $161,227 (+199.95%) Land $4,365 Building $156,862 |
| 2022 | $760.00 | $21,501 Land $1,746 Building $19,755 | $53,752 Land $4,365 Building $49,387 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 235 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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