626 Central Ave, Findlay, OH 45840 Property Records

Hancock County property record for 626 Central Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 838 sqft · built 1915
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2026)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Apr 2026 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1011-181-14-025.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-14-025.000`
Alternative APN	`570001008078`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	838 sqft Living Area
1st Floor Area	838 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,749 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	626 CENTRAL AVE
City	FINDLAY
State	OH
Zip	45840-5646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNN ADD LOTS 3056 N15FT & 3057
Legal Subdivision	DUNN ADD
Legal Lot Number	3056
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3020
Census Tract	600

Owner

Source: Hancock County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Line of Credit AGENCY CREDIT
Apr 22, 2026	Warranty Deed, Transfer · Line of Credit AGENCY CREDIT
Feb 14, 2023	Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Nov 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 20, 2019	Fiduciary Deed, Transfer · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Feb 14, 2023
Deed Document Number	20262796
Deed Book / Page	2628 / 2901
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 22, 2026
Property Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646
Document Number	0000002796
Book / Page	2628 / 2901
Instrument Date	Apr 15, 2026
Instrument	2026.2796
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646

Mortgage

Document Number	0000002797,
Date	Apr 22, 2026
Instrument	2026..2797

Lender

Name	AGENCY CREDIT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 22, 2026
Property Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646
Document Number	02628/2901
Book / Page	2628 / 2901
Instrument Date	Apr 15, 2026
Instrument	20262796
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646

Mortgage

Document Number	0000002797,
Date	Apr 22, 2026
Instrument	20262797

Lender

Name	AGENCY CREDIT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Feb 14, 2023
Property Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646
Document Number	02600/5716
Book / Page	2600 / 5716
Instrument Date	Feb 10, 2023
Instrument	202300000954
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646

Mortgage

Document Number	202300000955
Date	Feb 14, 2023
Instrument	202300000955

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02599/2227
Date	Nov 23, 2022
Book Page	2599/2227
Instrument	202200010283

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 21, 2027

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	PROGRESSIVE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02582/5358
Date	Jun 8, 2021
Book Page	2582/5358
Instrument	202100006651

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 20, 2019
Property Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646
Document Number	02553/2648
Book / Page	2553 / 2648
Instrument Date	Mar 13, 2019
Instrument	201900001946
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	626 CENTRAL AVE, FINDLAY, OH 45840-5646

Mortgage

Document Number	201900001948
Date	Mar 20, 2019
Instrument	201900001948

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	02553/2650
Date	Mar 20, 2019
Book Page	2553/2650
Instrument	201900001947

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,366.00 (+22.95%) Homeowner's exemption	$44,570 (+42.49%) Land $7,700 Building $36,870	$127,340 (+42.5%) Land $22,000 Building $105,340
2024	$1,111.00 (-0.09%)	$31,280 (-) Land $5,350 Building $25,930
2023	$1,112.00 Homeowner's exemption	$31,280 Land $5,350 Building $25,930
2022			$89,360 Land $15,280 Building $74,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1997–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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