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609 Central Ave, Findlay, OH 45840 Property Records

Hancock County property record for 609 Central Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,222 sqft · built 1948
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$98,000 (Apr 2018)
Tax Bill$1,649 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1011-181-15-009.000

Property Details

APN / Parcel Number

Primary APN1011-181-15-009.000
Alternative APN
  • 570000202210

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,222 sqft Living Area
1st Floor Area1,222 sqft
Basement Area1,222 sqft
Unfinished Basement1,222 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions200 ft deep x 70 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area188 sqft
Patio Area318 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address609 CENTRAL AVE
CityFINDLAY
StateOH
Zip45840-5645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUNN ADD LOT 3090 S20FT & LOT 3091
Legal SubdivisionDUNN ADD
Legal Lot Number3090
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3011
Census Tract600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 CENTRAL AVE, FINDLAY, OH 45840-5645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2018 · Amount on Record
Deed SaleApr 26, 2018 · Amount on Record
Prior SaleJul 6, 2005 · Amount on Record
Deed Document Number20183211
Deed Book / Page2537 / 503
Record UpdatedSep 20, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateApr 26, 2018
Property Address609 CENTRAL AVE, FINDLAY, OH 45840-5645
Document Number02537/0503
Book / Page2537 / 0503
Instrument DateApr 23, 2018
Instrument201800003211
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyGOLDEN KEY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 CENTRAL AVE, FINDLAY, OH 45840-5645

Mortgage

Document Number201800003212
DateApr 26, 2018
Instrument201800003212
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,649.00 (+24.08%)$53,800 (+43.97%) Land $9,380 Building $44,420$153,720 (+44%) Land $26,810 Building $126,910
2023$1,329.00 Homeowner's exemption$37,370 Land $6,520 Building $30,850
2022$106,750 Land $18,620 Building $88,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims30 (1997–2017)
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
HDER Link
Fixed Wireless		500 / 500
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
MetaLINK Technologies
Fixed Wireless		200 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Amplex Wireless.

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