626 Cedar St, Washington, MO 63090 Property Records

Franklin County property record for 626 Cedar St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,632 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-2-022-555.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-2-022-555.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	626 CEDAR ST
City	WASHINGTON
State	MO
Zip	63090-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9 DIERS
Legal Range	1W
Legal Township	44N
Legal Section	22
Legal Subdivision	DIERS
Legal Lot Number	9
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4005
Census Tract	800302

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8477 WHISKEY CREEK RD, UNION, MO 63084-2723
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer BANK OF MO
May 7, 2020	Deed of Trust, Construction Loan · Line of Credit CITIZEN BK
Aug 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022
Deed Sale	Sep 2, 2022
Prior Sale	Nov 7, 2006 · Amount on Record
Deed Document Number	202213811
Prior Transfer Date	Apr 24, 2017
Prior Transfer Doc	0000012704
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 5, 2020
Property Address	626 CEDAR ST, WASHINGTON, MO 63090-2419
Document Number	0000016723
Instrument Date	Sep 28, 2020
Instrument	16723
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	626 S CEDAR ST GERALD MO 63037, GERALD, MO 63037

Mortgage

Document Number	16724
Date	Oct 5, 2020
Instrument	16724

Lender

Name	BANK OF MO
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	May 7, 2020
Property Address	626 CEDAR ST, WASHINGTON, MO 63090-2419
Document Number	0000006591
Instrument Date	May 6, 2020
Instrument	6591
Transaction Type	Construction Loan
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3752 BLOCKS BRANCH RD OWENSVILLE MO 650663006, OWENSVILLE, MO 65066-3006

Mortgage

Document Number	0000006591
Date	May 7, 2020
Instrument	6591

Lender

Name	CITIZEN BK
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 6, 2021

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 21, 2017
Property Address	626 CEDAR ST, WASHINGTON, MO 63090-2419
Document Number	0000012704
Instrument Date	Apr 24, 2017
Instrument	12704
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8477 WHISKEY CREEK RD UNION MO 630842723, UNION, MO 63084-2723

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00 (+11.34%)	$22,884 (+13.34%)	$120,440 (+13.34%) Land $19,410 Building $101,030
2023	$1,146.00 (-2.47%)	$20,190	$106,260 Land $19,410 Building $86,850
2022	$1,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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