615 Cedar St, Washington, MO 63090 Property Records

Franklin County property record for 615 Cedar St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,243 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-2-021-526.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-2-021-526.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1953
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	198 sqft

Location & Zoning

Street Address	615 CEDAR ST
City	WASHINGTON
State	MO
Zip	63090-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 G H OTTOS
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NW
Legal Subdivision	G H OTTOS
Legal Block	21
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4006
Census Tract	800302

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	615 CEDAR ST, WASHINGTON, MO 63090-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS FCU
Dec 6, 2019	Deed of Trust, Mortgage DAS ACQUISITION
Mar 5, 2018	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022
Deed Sale	Oct 6, 2022
Prior Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	2215437
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 6, 2022
Property Address	615 CEDAR ST, WASHINGTON, MO 63090-2418
Document Number	0002215437
Map Reference	PB D PG 5
Instrument Date	Oct 3, 2022
Instrument	2215437
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 CEDAR ST, WASHINGTON, MO 63090-2418

Mortgage

Document Number	0002215438
Date	Oct 6, 2022
Instrument	2215438

Lender

Name	NEIGHBORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	615 CEDAR ST, WASHINGTON, MO 63090-2418
Document Number	0000017150
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 CEDAR ST WASHINGTON MO 630902418, WASHINGTON, MO 63090-2418

Mortgage

Document Number	0000017150
Date	Dec 12, 2019
Instrument	17150

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 5, 2018
Property Address	615 CEDAR ST, WASHINGTON, MO 63090-2418
Document Number	0000002694
Instrument Date	Mar 1, 2018
Instrument	2694
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 CEDAR ST WASHINGTON MO 630902418, WASHINGTON, MO 63090-2418

Mortgage

Document Number	2695
Date	Mar 5, 2018
Instrument	2695

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (+4.66%)	$21,773 (+6.48%)	$114,590 (+6.48%) Land $19,640 Building $94,950
2023	$1,160.00 (+14.62%)	$20,448	$107,620 Land $19,640 Building $87,980
2022	$1,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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