626 Bay Bridge Cir, Apopka, FL 32703 Property Records

Orange County property record for 626 Bay Bridge Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,229 sqft · built 2019
Lot Size	0.207 acres (9,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2019)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-21-28-1390-00-870`

Property Details

APN / Parcel Number

Primary APN	`07-21-28-1390-00-870`
Alternative APNs	`282107139000870` `193090` `196604` `200265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	2,229 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,015 sqft (0.207 acres)
Garage Type	Attached
Garage Area	449 sqft
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	626 BAY BRIDGE CIR
City	APOPKA
State	FL
Zip	32703-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	CLEAR LAKE LANDING 84/40 LOT 87
Legal Range	28E
Legal Township	21S
Legal Section	07
Legal Subdivision	CLEAR LAKE LNDG
Legal Tract	1390
Legal Lot Number	87
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1069
Census Tract	17901

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	626 BAY BRIDGE CIR, APOPKA, FL 32703-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 1, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 26, 2019	Special Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	2019745480
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	626 BAY BRIDGE CIR, APOPKA, FL 32703-1708
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 BAY BRIDGE CIR, APOPKA, FL 32703-1708

Mortgage

Document Number	0000586213
Date	Oct 10, 2023
Instrument	20230586213

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	626 BAY BRIDGE CIR, APOPKA, FL 32703-1708
Document Number	0000403034
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 BAY BRIDGE CIR APOPKA FL 327031708, APOPKA, FL 32703-1708

Mortgage

Document Number	0000403034
Date	Jul 30, 2020
Instrument	403034

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 26, 2019
Property Address	626 BAY BRIDGE CIR, APOPKA, FL 32703-1708
Document Number	0000745480
Map Reference	MB 84 PG 40
Instrument Date	Nov 21, 2019
Instrument	20190745480
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 BAY BRIDGE CIR, APOPKA, FL 32703-1708

Mortgage

Document Number	0000745481
Date	Nov 26, 2019
Instrument	20190745481

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,713 (+2.7%)	$405,690 (-1.19%) Land $70,000 Building $335,690
2025	$4,087.00 (+1.87%) Homeowner's exemption	$292,807 (+5.99%)	$410,590 (+11.01%) Land $70,000 Building $340,590
2024	$4,012.00 (+7.02%)
2023	$3,749.00 (+4.34%) Homeowner's exemption	$276,267 (+3%)	$369,870 (+6.89%) Land $70,000 Building $299,870
2022	$3,593.00 Homeowner's exemption	$268,220	$346,025 Land $70,000 Building $276,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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