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620 Bay Bridge Cir, Apopka, FL 32703 Property Records

Orange County property record for 620 Bay Bridge Cir, Apopka, FL 32703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,607 sqft · built 2016
Lot Size0.207 acres (9,008 sqft)
Owner2 Individual Names on Record
Last Sale$312,459 (Jan 2017)
Tax Bill$4,243 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-21-28-1390-00-860

Property Details

APN / Parcel Number

Primary APN07-21-28-1390-00-860
Alternative APNs
  • 282107139000860
  • 193089
  • 196602
  • 200264

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,607 sqft Living Area
Gross Area3,460 sqft
1st Floor Area2,241 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,008 sqft (0.207 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address620 BAY BRIDGE CIR
CityAPOPKA
StateFL
Zip32703-1708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1B
Legal DescriptionCLEAR LAKE LANDING 84/40 LOT 86
Legal Range28E
Legal Township21S
Legal Section07
Legal SubdivisionCLEAR LAKE LNDG
Legal Tract1390
Legal Lot Number86
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1069
Census Tract17901

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address620 BAY BRIDGE CIR, APOPKA, FL 32703-1708
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MTG
Jan 17, 2017Special Warranty Deed, Transfer · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2017 · Amount on Record
Deed SaleJan 17, 2017 · Amount on Record
Prior SaleDec 1, 2016 · Amount on Record
Deed Document Number201729271
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address620 BAY BRIDGE CIR, APOPKA, FL 32703-1708
Document Number0000535860
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address620 BAY BRIDGE CIR APOPKA FL 327031708, APOPKA, FL 32703-1708

Mortgage

Document Number0000535860
DateOct 14, 2020
Instrument535860
Lender
NameSTOCKTON MTG
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 13, 2045

January 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateJan 17, 2017
Property Address620 BAY BRIDGE CIR, APOPKA, FL 32703-1708
Document Number0000029271
Map ReferenceMB 84 PG 40-47
Instrument DateDec 27, 2016
Instrument20170029271
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE # AVE220, 444, WINTER PARK, FL 32789-4224

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 BAY BRIDGE CIR, APOPKA, FL 32703-1708

Mortgage

Document Number0000029272
DateJan 17, 2017
Instrument20170029272
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,810 (+2.7%)$422,510 (-1.23%) Land $70,000 Building $352,510
2025$4,243.00 (+1.85%) Homeowner's exemption$302,639 (+5.99%)$427,760 (+11.14%) Land $70,000 Building $357,760
2024$4,166.00 (+6.99%)
2023$3,894.00 (+4.28%) Homeowner's exemption$285,544 (+3%)$384,874 (+8.21%) Land $70,000 Building $314,874
2022$3,734.00 Homeowner's exemption$277,227$355,684 Land $70,000 Building $285,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimOct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, CenturyLink.

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