626 9th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 626 9th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 718 sqft · built 1903
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2022)
Tax Bill	$1,843 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Oct 2017 Mortgage + 4 more
APN	`23-7662-47070`

Property Details

APN / Parcel Number

Primary APN	`23-7662-47070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Stories	1 Story
Building Area	718 sqft Gross Area
1st Floor Area	718 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Metal
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	100 sqft
Deck Area	260 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	626 9TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 47
Legal Subdivision	MINNESOTA IRON COMPANYS SECOND ADDITION
Legal Block	47
Legal Lot Number	7
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	4
Census Block	4017
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 9TH AVE, TWO HARBORS, MN 55616-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage LAKE BANK
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE LAKE BANK
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE BANK
Dec 9, 2005	Deed of Trust, Mortgage · Conventional Mortgage THE LAKE BANK
Apr 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK COM
Dec 6, 2011	Intrafamily Transfer, Transfer · Stand-Alone Refinance THE LAKE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	20221394453
Prior Transfer Date	Nov 17, 2011
Prior Transfer Doc	0000175255
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	626 9TH AVE, TWO HARBORS, MN 55616-1327
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000189930
Date	Jun 6, 2018
Instrument	A000189930

Lender

Name	LAKE BANK

Agreement

Amount	Amount Recorded
Term	55 Months
Due	Jan 1, 2023

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	626 9TH AVE, TWO HARBORS, MN 55616-1327
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000188552
Date	Oct 12, 2017
Instrument	A000188552

Lender

Name	THE LAKE BANK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	626 9TH AVE, TWO HARBORS, MN 55616-1327
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000194433
Date	Jul 15, 2020
Instrument	A000194433

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	626 9TH AVE, TWO HARBORS, MN 55616-1327
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000159898
Date	Dec 9, 2005
Instrument	A000159898

Lender

Name	THE LAKE BANK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2035

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Apr 1, 2022
Property Address	626 9TH AVE, TWO HARBORS, MN 55616-1327
Document Number	A000199914
Instrument Date	Mar 30, 2022
Instrument	A000199914
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 9TH AVE, TWO HARBORS, MN 55616-1327

Mortgage

Document Number	A000199915
Date	Apr 1, 2022
Instrument	A000199915

Lender

Name	NORTH SHORE BANK COM

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MN
Recording Date	Dec 6, 2011
Property Address	626 9TH AVE, TWO HARBORS, MN 55616-1327
Document Number	A000175255
Instrument Date	Nov 17, 2011
Instrument	A000175255
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAKE SUPERIOR TITLE SERVICES

Transaction

Tax	$1.65
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	629-9TH AVE, TWO HARBORS, MN 55616-1326

Mortgage

Document Number	A000174090
Date	Dec 6, 2011
Instrument	A000174090

Lender

Name	THE LAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A000175256
Date	Dec 6, 2011
Instrument	A000175256

Lender

Name	THE LAKE BANK
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,843.00 Homeowner's exemption	$214,000 (-7.44%) Land $25,600 Building $188,400	$214,000 (-7.44%) Land $25,600 Building $188,400
2023		$231,200 Land $18,800 Building $212,400	$231,200 Land $18,800 Building $212,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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