624 9th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 624 9th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 764 sqft · built 1902
Owner	Company Name on File
Last Sale	$175,000 (Sep 2023)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Jan 2026 Transfer Mar 2018 Mortgage + 3 more
APN	`23-7662-47060`

Property Details

APN / Parcel Number

Primary APN	`23-7662-47060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	764 sqft Gross Area
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Wood
Garage Type	Mixed
Garage Area	672 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	624 9TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 47
Legal Block	47
Legal Lot Number	6
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	4
Census Block	4017
Census Tract	370400

Owner

Source: Lake County assessment roll, as of February 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 92, TWO HARBORS, MN 55616-0092
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2018	Deed of Trust, Mortgage 2 HARBORS FCU
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FEDERAL CREDIT UNION
Jan 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MIDWEST BANK
Aug 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LAKE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	A000202965
Last Transfer Date	Jan 15, 2026
Transfer Doc	A000207672
Record Updated	Jun 8, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Jan 15, 2026
Property Address	624 9TH AVE, TWO HARBORS, MN 55616-1327
Document Number	A000207672
Instrument Date	Dec 30, 2025
Instrument	A000207672
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 92, TWO HARBORS, MN 55616-0092

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	624 9TH AVE, TWO HARBORS, MN 55616-1327
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000000189430
Date	Mar 2, 2018
Instrument	000000189430

Lender

Name	2 HARBORS FCU

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2033

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 15, 2023
Property Address	624 9TH AVE, TWO HARBORS, MN 55616-1327
Document Number	A000202965
Instrument Date	Sep 5, 2023
Instrument	A000202965
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2255 HIGHWAY 12, TWO HARBORS, MN 55616-4042

Mortgage

Document Number	A000202966
Date	Sep 15, 2023
Instrument	A000202966

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2038

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jan 13, 2021
Property Address	624 9TH AVE, TWO HARBORS, MN 55616-1327
Document Number	A000196171
Instrument Date	Dec 22, 2020
Instrument	A000196171
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 9TH AVE, TWO HARBORS, MN 55616-1327

Mortgage

Document Number	A000196172
Date	Jan 13, 2021
Instrument	A000196172

Lender

Name	MIDWEST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Aug 26, 2019
Property Address	624 9TH AVE, TWO HARBORS, MN 55616-1327
Document Number	A000192459
Instrument Date	Aug 19, 2019
Instrument	A000192459
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 9TH AVE, TWO HARBORS, MN 55616-1327

Mortgage

Document Number	A000192460
Date	Aug 26, 2019
Instrument	A000192460

Lender

Name	LAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,096.00	$240,400 (+8.48%) Land $21,800 Building $218,600	$240,400 (+8.48%) Land $21,800 Building $218,600
2023		$221,600 Land $18,800 Building $202,800	$221,600 Land $18,800 Building $202,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito West Holding Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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