Monroe County property record for 6251 Ll Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,596 sqft · built 1964 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,377 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-22-300-005-000 |
| Primary APN | 11-22-300-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 1,596 sqft |
| Unfinished Basement | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,024 sqft |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6251 LL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOTS 17B & 20A |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Lot Number | 17B,20A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 600501 |
6251 Ll Rd is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6251 LL RD, WATERLOO, IL 62298-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6251 LL RD, WATERLOO, IL 62298-4015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000439894 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 439894 |
| Name | LENDAGE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.25% |
The 2025 property tax bill for 6251 Ll Rd was $4,377, down 1.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,377.00 (-1.95%) Homeowner's exemption | $80,141 Land $14,171 Building $65,970 | $240,423 (-4.87%) Land $42,513 Building $197,910 |
| 2024 | $4,464.00 | $252,720 Land $43,518 Building $209,202 | |
| 2022 | Additional exemption filed | $69,179 Land $13,329 Building $55,850 | $207,537 Land $39,987 Building $167,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6251 Ll Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6251 Ll Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
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