6239 Ll Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6239 Ll Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,876 sqft · built 1987
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,204 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-300-004-000`

Property Details

APN / Parcel Number

Primary APN	`11-22-300-004-000`
Alternative APN	`11220000001301 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,876 sqft Building Perimeter
1st Floor Area	1,012 sqft
Upper Floors Area	864 sqft
Basement Area	285 sqft
Unfinished Basement	285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	217,800 sqft (5 acres)
Garage Area	750 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	261 sqft
Deck Area	90 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6239 LL RD
City	WATERLOO
State	IL
Zip	62298-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART TAX LOTS 17 & 20
Legal Range	09W
Legal Township	03S
Legal Section	22
Legal Lot Number	17,20
Jurisdiction	MONROE IL
Township / Civil Division	29
Census Block Group	2
Census Block	2052
Census Tract	600501

Owner

Source: Monroe County records · APN 11-22-300-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6239 LL RD, WATERLOO, IL 62298-4015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Dec 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6239 LL RD, WATERLOO, IL 62298-4015
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409823
Date	Jul 29, 2020
Instrument	409823

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2040

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6239 LL RD, WATERLOO, IL 62298-4015
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413197
Date	Dec 08, 2020
Instrument	413197

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,360 (+3.59%) Land $18,410 Building $78,950	$292,080 (+3.59%) Land $55,230 Building $236,850
2024	$5,204.00
2022	Additional exemption filed	$93,990 Land $18,410 Building $75,580	$281,970 Land $55,230 Building $226,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
HTC Holding DSL	100 / 20

Based on FCC filings for 13 locations within half a mile of this property.

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