Calvert County property record for 625 Willow Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1993 |
| Lot Size | 0.154 acres (6,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,800 (Oct 2004) |
| Tax Bill | $2,624 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-059378 |
| Primary APN | 01-059378 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Total Area |
| Utility Area | 80 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,720 sqft (0.154 acres) |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 059378 |
|---|---|
| Street Address | 625 WILLOW RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 47 BLK 25 PLAT 7 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Block | 25 |
| Legal Lot Number | 47 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 860902 |
625 Willow Rd is owned and occupied by two individuals who bought it in October 2004.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 625 WILLOW RD, LUSBY, MD 20657-2084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2004 · Amount on File |
| Deed Sale | Oct 20, 2004 · Amount on File |
| Prior Sale | Aug 31, 1993 · Amount on File |
| Deed Document Number | 200451264 |
| Deed Book / Page | 2318 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 625 WILLOW RD, LUSBY, MD 20657-2084 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 625 WILLOW RD, LUSBY, MD 20657-2084 |
| Document Number | 0058130323 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 5813/323 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Oct 1, 2045 |
The 2025 property tax bill for 625 Willow Rd was $2,624 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,100 Land $71,900 Building $165,200 | $237,100 Land $71,900 Building $165,200 | |
| 2025 | $2,624.00 | ||
| 2023 | $2,010.00 Homeowner's exemption | $193,500 Land $71,900 Building $121,600 | $193,500 Land $71,900 Building $121,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 625 Willow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 625 Willow Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 84% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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