Calvert County property record for 620 Willow Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,500 sqft · built 1970 |
| Lot Size | 2.42 acres (105,820 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $700,000 (Jan 2005) |
| Tax Bill | $6,907 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-055917 |
| Primary APN | 01-055917 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 105,820 sqft (2.42 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 497 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 055917 |
|---|---|
| Street Address | 620 WILLOW RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 708 PLAT 16 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Lot Number | 708 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 860902 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 620 WILLOW RD, LUSBY, MD 20657-2083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2005 · Amount on Record |
| Deed Sale | Jan 27, 2005 · Amount on Record |
| Prior Sale | May 8, 1998 · Amount on Record |
| Deed Document Number | 200552393 |
| Deed Book / Page | 2389 / 652 |
| Last Transfer Date | Sep 11, 2008 |
| Transfer Doc | KPS032190292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 620 WILLOW RD, LUSBY, MD 20657-2083 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052090221 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 5209/221 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,700 (+5.18%) Land $333,800 Building $317,900 | $651,700 (-) Land $333,800 Building $317,900 | |
| 2025 | $6,907.00 (+19.71%) Homeowner's exemption | $619,600 (+11.56%) | $651,700 (+17.34%) Land $333,800 Building $317,900 |
| 2023 | $5,770.00 Homeowner's exemption | $555,400 Land $333,800 Building $221,600 | $555,400 Land $333,800 Building $221,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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