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625 W Payne Rd, Marion, NC 28752 Property Records

McDowell County property record for 625 W Payne Rd, Marion, NC 28752

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,688 sqft · built 1996
Lot Size45.4 acres (1,979,802 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Jan 2017)
Tax Bill$2,539 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Jan 2017 Sale
Flood ZoneZone X (minimal risk)
APN0679-00-96-1096

Property Details

APN / Parcel Number

Primary APN0679-00-96-1096
Alternative APN
  • 63905

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,688 sqft Heated Area
Basement Area1,344 sqft
Unfinished Basement1,344 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area1,979,802 sqft (45.4 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number63905
Street Address625 W PAYNE RD
CityMARION
StateNC
Zip28752-8684
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDIST:07 CITY/MUNI/TWP:MONTFORD COVE MAP REF:MAP:6790
Legal SubdivisionSTARVIEW SUB
JurisdictionMCDOWELL NC
Township / Civil DivisionMONTFORD COVE
Census Block Group4
Census Block4024
Census Tract970902

Owner

Source: McDowell County records · APN 0679-00-96-1096

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address625 W PAYNE RD, MARION, NC 28752-8684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2017Warranty Deed, Transfer · Conventional with PMI
BARBARA C MORGAN
Jan 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 19, 2017 · Amount on Record
Deed SaleJan 19, 2017 · Amount on Record
Deed Document Number0001202956
Deed Book / Page1202 / 0956
Record UpdatedJun 08, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateFeb 24, 2017
Property Address625 W PAYNE RD, MARION, NC 28752-8684
Document Number0012060046
Book / Page001206 / 000046
Instrument DateFeb 24, 2017
Instrument900
Transaction TypeTransfer
Record UpdatedApr 05, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$17.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address621 W PAYNE RD MARION NC 287528684, MARION, NC 28752-8684

Mortgage

Document Number12060051
DateFeb 24, 2017
Book Page001206/000051
Instrument901
Lender
NameBARBARA C MORGAN
Address65 DILLINGHAM RD, ASHEVILLE, NC 28805-1809
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term12 Months
DueFeb 23, 2018

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJan 19, 2017
Property Address625 W PAYNE RD, MARION, NC 28752-8684
Document Number0012020956
Book / Page001202 / 000956
Instrument DateJan 19, 2017
Instrument302
Transaction TypeTransfer
Record UpdatedApr 05, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$670.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address625 W PAYNE RD MARION NC 287528684, MARION, NC 28752-8684

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,539.00 Senior Citizen's exemption$537,390 (-) Land $184,770 Building $352,620
2023$2,539.00$537,390 Land $184,770 Building $352,620$537,390 Land $184,770 Building $352,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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